Hampden County and Ludlow Town property record for 34 Roy St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,768 sqft · built 2004 |
| Lot Size | 0.826 acres (35,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,000 (Sep 2008) |
| Tax Bill | $8,051 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:02D-13150 B:82B L:0 |
| Primary APN | M:02D-13150 B:82B L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 6,180 sqft |
| Basement Area | 1,768 sqft |
| Unfinished Basement | 1,768 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 35,981 sqft (0.826 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9761 |
|---|---|
| Street Address | 34 ROY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13150 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 34 ROY ST, LUDLOW, MA 01056-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2008 · Amount on Record |
| Deed Sale | Sep 15, 2008 · Amount on Record |
| Prior Sale | Jun 8, 2004 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,051.00 (+0.14%) | $502,900 (+8.52%) Land $101,300 Building $401,600 | $496,408 (+3.43%) |
| 2025 | $8,040.00 (+5%) | $463,400 (+9.47%) Land $92,100 Building $371,300 | $479,940 (+4.75%) |
| 2024 | $7,657.00 (+4.02%) | $423,300 (+12.19%) Land $92,000 Building $331,300 | $458,185 |
| 2023 | $7,361.00 | $377,300 Land $80,700 Building $296,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: GoNetspeed, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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