34 River Dr, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 34 River Dr, Garfield, NJ 07026

Property Summary

Property Type	General Industrial
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Jul 2015)
Tax Bill	$19,221 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`21-00007-01-00014-02`

Property Details

APN / Parcel Number

Primary APN	`21-00007-01-00014-02`
Alternative APNs	`21000070001000140002` `000026`

Interior

Stories	2 Stories

Exterior

Exterior Material	Brick
Construction Type	Brick
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Account Number	000026
Street Address	34 RIVER DR
City	GARFIELD
State	NJ
Zip	07026-3182
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	20908 SF
Legal Block	7.01
Legal Lot Number	14.02
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4011
Census Tract	21500

Owner

34 River Dr, an industrial property, is owned by a company that bought it in July 2015.

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	34 RIVER DR, GARFIELD, NJ 07026-3182
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage CHARLES MESSINA ETAL
Feb 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM BANK
Sep 26, 2016	Deed of Trust, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Prior Sale	Jan 9, 2009 · Amount on File
Deed Document Number	201555106
Deed Book / Page	2003 / 1
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	34 RIVER DR, GARFIELD, NJ 07026-3182
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIVER DR, GARFIELD, NJ 07026-3182

Mortgage

Document Number	0048981404
Date	Jan 9, 2023
Book Page	4898/1404
Instrument	2023001859

Lender

Name	CHARLES MESSINA ETAL
Type	Private Party
Address	PO BOX 160, GARFIELD, NJ 07026

Agreement

Amount	Amount on Record
Term	11 Months
Due	Dec 1, 2023

Interest

Rate	19%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	34 RIVER DR, GARFIELD, NJ 07026-3182
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIVER DR, GARFIELD, NJ 07026-3182

Mortgage

Document Number	0045741362
Date	Feb 8, 2022
Book Page	4574/1362
Instrument	2022017539

Lender

Name	FREEDOM BANK
Type	Bank
Address	MAYWOOD, NJ 07607

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	34 RIVER DR, GARFIELD, NJ 07026-3182
Document Number	0024950868
Book / Page	002495 / 000868
Instrument Date	Sep 26, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34 RIVER RD GARFIELD NJ 07026, GARFIELD, NJ 07026

Mortgage

Document Number	0024950868
Date	Jan 6, 2017
Book Page	002495/000868

Lender

Address	PO BOX 160, GARFIELD, NJ 07026-0160

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jan 5, 2019

Interest

Rate	16%

Tax Assessment & Valuation

The 2025 property tax bill for 34 River Dr was $19,221, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,500 (-) Land $168,000 Building $384,500	$552,500 (-) Land $168,000 Building $384,500
2025	$19,221.00 (+4.25%)	$552,500 Land $168,000 Building $384,500	$552,500 Land $168,000 Building $384,500
2024	$18,437.00
2023		$552,500 Land $168,000 Building $384,500	$552,500 Land $168,000 Building $384,500
2022	$17,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 River Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2023)
Claims Outside the SFHA	10 of 42
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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