34 Ridgeland Dr, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 34 Ridgeland Dr, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,352 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2022)
Tax Bill	$9,806 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`037-0800`

Property Details

APN / Parcel Number

Primary APN	`037-0800`
Alternative APNs	`NAUG M:M-18E66-10` `NAUG M:037 L:0800` `AK18 18E66 10` `37-0800`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	1,338 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	37-0800
Street Address	34 RIDGELAND DR
City	NAUGATUCK
State	CT
Zip	06770-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Lot Number	800
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2000
Census Tract	345201

Owner

34 Ridgeland Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 14, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 8, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 16, 2022	Warranty Deed, Transfer
Mar 16, 2022	Deed, Transfer
Aug 3, 2021	Warranty Deed, Construction Loan · Construction Mortgage PROVOST CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	2022989
Deed Book / Page	1098 / 105
Prior Transfer Date	Feb 24, 2022
Prior Transfer Doc	001098-104
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 18, 2026
Property Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Document Number	0000002626
Book / Page	1189 / 877
Instrument Date	Aug 24, 2026
Instrument	20262626
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447

Mortgage

Document Number	0000002626,
Date	Sep 18, 2026
Book Page	1189/877
Instrument	20262626

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Oct 1, 2052

Interest

Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Transaction Type	Mortgage
Record Updated	May 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001157-601
Date	Apr 14, 2025
Book Page	1157/601
Instrument	2025-1101

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2052

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Transaction Type	Mortgage
Record Updated	Oct 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001147-398
Date	Oct 8, 2024
Book Page	1147/398
Instrument	2024-2823

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 16, 2022
Property Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Document Number	001098-105
Book / Page	1098 / 105
Instrument Date	Feb 24, 2022
Instrument	2022989
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 16, 2022
Property Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Document Number	001098-104
Book / Page	1098 / 104
Instrument Date	Feb 24, 2022
Instrument	2022988
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 3, 2021
Property Address	34 RIDGELAND DR, NAUGATUCK, CT 06770-3447
Document Number	001079-789
Book / Page	1079 / 789
Instrument Date	Jul 30, 2021
Instrument	3440
Transaction Type	Construction Loan
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003441
Date	Aug 3, 2021
Instrument	3441

Lender

Name	PROVOST CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 34 Ridgeland Dr was $9,806, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,806.00 (+1.64%)	$242,480 (-) Land $32,480 Building $210,000	$439,353 (+158.84%)
2025	$9,648.00	$242,480 Land $32,480 Building $210,000	$169,736 Land $22,736 Building $147,000
2024	$9,648.00 (-11.09%)
2023	$10,851.00 (+70.91%)	$242,480 (+82.36%) Land $32,480 Building $210,000
2022	$6,349.00	$132,970 Land $34,440 Building $98,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34 Ridgeland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Ridgeland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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