34 Richard Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 34 Richard Rd, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details4,922 sqft · built 2005
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on Record
Last Sale$1,575,000 (Jul 2022)
Tax Bill$30,558 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-01019-0000-00018

Property Details

APN / Parcel Number

Primary APN05-01019-0000-00018
Alternative APN
  • 00024872

Interior

Building Area4,922 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide

Location & Zoning

Account Number00024872
Street Address34 RICHARD RD
CityEDISON
StateNJ
Zip08820-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description100X200
Legal SubdivisionSTEPHENVILLE SEC 02-A
Legal Block1019
Legal Lot Number18
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1011
Census Tract1415

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 RICHARD RD, EDISON, NJ 08820-2515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Deed, Transfer · Conventional Mortgage
TD BANK NA
Sep 5, 2019Deed, Transfer · ARM
WELLS FARGO BANK NA
Sep 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
RNMA LLC
Mar 22, 2018Quit Claim Deed, Transfer · Line of Credit
RISKD LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Prior SaleSep 5, 2019 · Amount on Record
Deed Document Number202262005
Deed Book / Page18976 / 675
Prior Transfer DateNov 21, 2012
Prior Transfer Doc201311150273
Record UpdatedSep 20, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJul 7, 2022
Property Address34 RICHARD RD, EDISON, NJ 08820-2515
Document Number0000062005
Book / Page18976 / 675
Instrument DateJun 22, 2022
Instrument2022062005
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$32,282.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 MORNING GLORY LN, 25, EDISON, NJ 08820-4427

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RICHARD RD, EDISON, NJ 08820-2515

Mortgage

Document Number0000062006
DateJul 7, 2022
Instrument2022062006
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.87%
IndexOther
Margin3
Max Rate8.87%

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateSep 5, 2019
Property Address34 RICHARD RD, EDISON, NJ 08820-2515
Document Number2019071976
Book / Page17608 / 1925
Map ReferenceMAP 1698 FILE 119
Instrument DateAug 29, 2019
Instrument2019071976
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyATLANTIC TTL & SETMNT SVCS L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,887.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27C BENJAMIN FRANKLIN DR, 27C, MONROE TOWNSHIP, NJ 08831-5424

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RICHARD RD, EDISON, NJ 08820-2515

Mortgage

Document Number2019071977
DateSep 5, 2019
Instrument2019071977
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.5%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.5%
Index1-Year LIBOR
Max Rate7.5%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address34 RICHARD RD, EDISON, NJ 08820-2515
Document Number0000080733
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedOct 4, 2018
Title CompanyWESCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RICHARD RD EDISON NJ 088202515, EDISON, NJ 08820-2515

Mortgage

Document Number0000080733
DateSep 14, 2018
Book Page017295/001587
Instrument80733
Lender
NameRNMA LLC
Address112 HIGHMOUNT AVE, NYACK, NY 10960-1509
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueSep 13, 2020

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLESEX NJ
Recording DateMar 22, 2018
Property Address34 RICHARD RD, EDISON, NJ 08820-2515
Document Number0000023835
Book / Page017120 / 001432
Instrument DateFeb 8, 2018
Instrument23835
Transaction TypeTransfer
Record UpdatedApr 6, 2018
Title CompanyAMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RICHARD RD EDISON NJ 088202515, EDISON, NJ 08820-2515

Mortgage

Document Number23836
DateMar 22, 2018
Book Page017120/001438
Instrument23836
Lender
NameRISKD LLC
Address112 HIGHMOUNT AVE, NYACK, NY 10960-1509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMar 21, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,500 (-) Land $110,000 Building $403,500$513,500 (-) Land $110,000 Building $403,500
2025$30,558.00 (-0.04%)$513,500 (-) Land $110,000 Building $403,500$513,500 (-) Land $110,000 Building $403,500
2024$30,569.00 (+15.28%)
2023$513,500 Land $110,000 Building $403,500$513,500 Land $110,000 Building $403,500
2022$26,517.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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