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34 Regency Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 34 Regency Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,329 sqft · built 1998
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on File
Last Sale$204,500 (Nov 2020)
Tax Bill$1,906 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7033-00190-0100

Property Details

APN / Parcel Number

Primary APN07-11-31-7033-00190-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,329 sqft Living Area
Gross Area2,310 sqft
1st Floor Area1,329 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,106 sqft (0.232 acres)
DrivewayConcrete Driveway
Driveway Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address34 REGENCY DR
CityPALM COAST
StateFL
Zip32164-6640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDPX
Legal DescriptionPALM COAST SEC 33 BL 19 LT 10 OR 286 PG 204 OR 618 PG 1067 OR 631 PG 1920 OR 1569 PG 572 OR 1651/1575-ERROR IN LEGAL
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block19
Legal Lot Number10
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1033
Census Tract60217

Owner

34 Regency Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Flagler County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address34 REGENCY DR, PALM COAST, FL 32164-6640
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 5, 2020Correction Deed
LP TITLE SERVICES LLC, LP TITLE SVCS LLC
Nov 5, 2020Warranty Deed, Transfer · FHA Mortgage
CHOICE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2020 · Amount on File
Deed SaleNov 5, 2020 · Amount on File
Prior SaleNov 5, 2020 · Amount on File
Deed Document Number202045914
Deed Book / Page2493 / 157
Prior Transfer DateOct 23, 2020
Prior Transfer Doc0024930156
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address34 REGENCY DR, PALM COAST, FL 32164-6640
Transaction TypeMortgage
Record UpdatedJan 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 REGENCY DR, PALM COAST, FL 32164-6640

Mortgage

Document Number0026460344
DateJan 6, 2022
Book Page2646/344
Instrument2022001090
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

November 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateNov 5, 2020
Property Address34 REGENCY DR, PALM COAST, FL 32164-6640
Document Number0024930156
Book / Page002493 / 000156
Instrument DateOct 23, 2020
Instrument45913
Record UpdatedNov 16, 2020
Title CompanyLP TITLE SERVICES LLC, LP TITLE SVCS LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address34 REGENCY DR PALM COAST FL 321646640, PALM COAST, FL 32164-6640

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateNov 5, 2020
Property Address34 REGENCY DR, PALM COAST, FL 32164-6640
Document Number0024930157
Book / Page2493 / 157
Map ReferenceMB 10 PG 67-77
Instrument DateOct 21, 2020
Instrument2020045914
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLP TITLE SERVICE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,431.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 REGENCY DR, 34, PALM COAST, FL 32164-6640

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34 REGENCY DR, PALM COAST, FL 32164-6640

Mortgage

Document Number0002493160
DateNov 5, 2020
Instrument2493/160
Lender
NameCHOICE MORTGAGE
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 34 Regency Dr was $1,906 with a homeowner's exemption, up 2.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,906.00 (+2.8%) Homeowner's exemption$148,052$194,667 Land $53,500 Building $141,167
2024$1,854.00 (+3.23%)
2023$1,796.00 (+1.64%) Homeowner's exemption$139,689 (+3%)$192,453 (+0.51%) Land $43,000 Building $149,453
2022$1,767.00 Homeowner's exemption$135,620$191,467 Land $44,500 Building $146,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Regency Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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