34 Prudence Ave, Providence, RI 02909 Property Records

Providence City property record for 34 Prudence Ave, Providence, RI 02909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,152 sqft · built 1991
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2023)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:110 L:401`

Property Details

APN / Parcel Number

Primary APN	`PROV M:110 L:401`
Alternative APNs	`P:1100401 L:0000` `3948`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,152 sqft
Basement Area	1,728 sqft
Unfinished Basement	576 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3948
Street Address	34 PRUDENCE AVE
City	PROVIDENCE
State	RI
Zip	02909-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	401
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2008
Census Tract	1700

Owner

34 Prudence Ave is owned and occupied by an individual who bought it in March 2023.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 PRUDENCE AVE, PROVIDENCE, RI 02909-5413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 28, 2021	Deed of Trust, Mortgage · ARM BANK OF ENGLAND
Mar 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Deed Document Number	2023341450
Deed Book / Page	13811 / 256
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 1, 2023
Property Address	34 PRUDENCE AVE, PROVIDENCE, RI 02909-5413
Document Number	013811-256
Book / Page	13811 / 256
Instrument Date	Mar 1, 2023
Instrument	2023341450
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023341451
Date	Mar 1, 2023
Instrument	2023341451

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	34 PRUDENCE AVE, PROVIDENCE, RI 02909-5413
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13110-34
Date	Apr 28, 2021
Book Page	13110/34
Instrument	2021285675

Lender

Name	BANK OF ENGLAND

Agreement

Type	ARM
Amount	Amount on Record
Term	913 Months
Due	May 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Apr 1, 2021
Index	1-Year CMT

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 15, 2018
Property Address	34 PRUDENCE AVE, PROVIDENCE, RI 02909-5413
Document Number	11984-135
Book / Page	11984 / 135
Instrument	194666
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$47.68
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 34 Prudence Ave was $2,958.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00	$352,200 Land $134,600 Building $217,600	$344,978
2023	$5,112.00 (+3.09%)	$278,600 (-) Land $85,100 Building $193,500
2022	$4,959.00	$278,600 Land $85,100 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Prudence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Prudence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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