34 Poinsettia Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 34 Poinsettia Dr, Ormond Beach, FL 32176

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,014 sqft · built 1956
Lot Size0.161 acres (7,006 sqft)
OwnerIndividual Name on Record
Last Sale$196,000 (Jun 2019)
Tax Bill$2,390 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4203-14-00-0430

Property Details

APN / Parcel Number

Primary APN4203-14-00-0430
Alternative APNs
  • 32140314000430
  • 03143214000430
  • 3026497.0
  • 3026497

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,014 sqft Living Area
Gross Area1,214 sqft
1st Floor Area930 sqft
Utility RoomUtility Room
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1995
Exterior MaterialConcrete/Cinder Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,006 sqft (0.161 acres)
Lot Dimensions113 ft deep x 62 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3026497
Street Address34 POINSETTIA DR
CityORMOND BEACH
StateFL
Zip32176-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01R4
Legal DescriptionLOT 43 ORMOND BY THE SEA PLAT 7 MB 23 PG 20 PER OR 3750 PG 0892 PER OR 6595 PG 2076 PER OR 7458 PG 2069 PER OR 7714 PG 1870
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionORMOND BY THE SEA
Legal Tract14
Legal Lot Number43
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group2
Census Block2005
Census Tract80300

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORPORATION
May 14, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jan 11, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jun 28, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Oct 11, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Prior SaleOct 11, 2017 · Amount on Record
Deed Document Number2019128533
Deed Book / Page7714 / 1870
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateMay 29, 2026
Property Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Document Number0000096858
Book / Page8859 / 2120
Instrument DateMay 21, 2026
Instrument202696858
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
InvestorPossibly a Property Investor

Mortgage

Document Number0000096858,
DateMay 29, 2026
Book Page8859/2120
Instrument202696858
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 17, 2056
Interest
Rate6.23%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078520527
DateMay 14, 2020
Book Page7852/527
Instrument2020-087730
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519

Mortgage

Document Number0079704291
DateJan 11, 2021
Book Page7970/4291
Instrument2021-006354
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJun 28, 2019
Property Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Document Number0077141870
Book / Page007714 / 001870
Instrument DateJun 27, 2019
Instrument128533
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,372.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 POINSETTIA DR ORMOND BEACH FL 321763519, ORMOND BEACH, FL 32176-3519

Mortgage

Document Number77141872
DateJun 28, 2019
Book Page007714/001872
Instrument128534
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 11, 2017
Property Address34 POINSETTIA DR, ORMOND BEACH, FL 32176-3519
Document Number0074582069
Book / Page007458 / 002069
Instrument DateOct 11, 2017
Instrument197298
Transaction TypeTransfer
Record UpdatedNov 2, 2017

Transaction

AmountAmount Recorded
Tax$263.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 HIDDEN HILLS DR ORMOND BEACH FL 321744213, ORMOND BEACH, FL 32174-4213

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,583 (+2.7%)$265,422 (-5.23%) Land $119,133 Building $146,289
2025$2,390.00 (+7.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$199,205 (+5.99%)$280,073 (+0.16%) Land $119,133 Building $160,940
2023$2,226.00 (+0.18%) Disabled Person's exemption Veteran's exemption$187,953 (+3%)$279,629 (+18.06%) Land $109,694 Building $169,935
2022$2,222.00 Disabled Person's exemption Veteran's exemption$182,479$236,845 Land $87,885 Building $148,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 units insured
incl. 112 condo units
Nearby Flood Claims86 (1979–2024)
Claims Outside the SFHA77 of 86
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 14 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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