Lincoln County property record for 34 Phelps Ln, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,110 sqft · built 2019 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,548 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-02-000-000-009.000 |
| Primary APN | 08-10-02-000-000-009.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Basement Area | 2,110 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 1,360 sqft |
| Parking Spaces | 5 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 34 PHELPS LN |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20.00 AC TRACT IN THE SE PT OF THE SE1/4 OF SECT 2 INCLUDES OUTLOT 10, SURVEY 3/460 TRACT 2 |
| Legal Range | 01W |
| Legal Township | 50N |
| Legal Section | 02 |
| Legal Tract | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 810206 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 PHELPS LN, ELSBERRY, MO 63343-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 34 PHELPS LN, ELSBERRY, MO 63343-4145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2441/0822 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 2441/0822 |
| Instrument | 2019011736 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Silex R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,266 (-) Land $4,794 Building $68,472 | ||
| 2025 | $3,548.00 (+6.9%) | $73,266 (+6.51%) Land $4,794 Building $68,472 | $385,610 (+6.51%) Land $25,230 Building $360,380 |
| 2023 | $3,319.00 (+11.6%) | $68,788 Land $4,528 Building $64,260 | $362,040 Land $23,830 Building $338,210 |
| 2022 | $2,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
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