34 Paulson Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 34 Paulson Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,176 sqft · built 1987
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Apr 2003)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550103123122000`

Property Details

APN / Parcel Number

Primary APN	`550103123122000`
Alternative APN	`54676`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,176 sqft Heated Area
Gross Area	3,027 sqft
1st Floor Area	1,176 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	202 ft deep x 333 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Deck Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	54676
Street Address	34 PAULSON LN
City	MURPHY
State	NC
Zip	28906-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 TR 13A BOURNE SUB 1036/637
Legal Subdivision	BOURNE SUB
Legal Tract	13A
Legal Lot Number	21
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2034
Census Tract	930501

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 PAULSON LN, MURPHY, NC 28906-7070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2003 · Amount on Record
Deed Sale	Apr 1, 2003 · Amount on Record
Deed Book / Page	1036 / 637
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 2, 2026
Property Address	34 PAULSON LN, MURPHY, NC 28906-7070
Document Number	01802/1023
Book / Page	1802 / 1023
Instrument Date	May 29, 2026
Instrument	20262695
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PAULSON LN, MURPHY, NC 28906-7070

Mortgage

Document Number	0000002695,
Date	Jun 2, 2026
Book Page	1802/1023
Instrument	20262695

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 28, 2021
Property Address	34 PAULSON LN, MURPHY, NC 28906-7070
Document Number	1682/357
Book / Page	1682 / 357
Instrument Date	May 19, 2021
Instrument	3614
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PAULSON LN, MURPHY, NC 28906-7070

Mortgage

Document Number	1682360
Date	May 28, 2021
Instrument	1682/360

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$151,550 (-)	$151,550 (-) Land $11,000 Building $140,550
2023		$151,550	$151,550 Land $11,000 Building $140,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	10 / 1

May also be available: CND Acquisition.

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