34 Pato Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 34 Pato Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,355 sqft · built 2019
Lot Size0.132 acres (5,748 sqft)
OwnerIndividual Name on Record
Last Sale$590,000 (Aug 2019)
Tax Bill$10,481 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-290-105-5

Property Details

APN / Parcel Number

Primary APN034-290-105-5
Alternative APN
  • 034-290-105

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,355 sqft Living Area
1st Floor Area1,273 sqft
2nd Floor Area1,082 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area5,748 sqft (0.132 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address34 PATO CT
CityOAKLEY
StateCA
Zip94561-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9044 L2
Legal SubdivisionASPEN PLACE SUB 9044
Legal Tract9044
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1003
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 PATO CT, OAKLEY, CA 94561-4226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 8, 2020Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LNDG INC
Aug 14, 2019Grant Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2019 · Amount on Record
Deed SaleAug 14, 2019 · Amount on Record
Deed Document Number2019128799
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address34 PATO CT, OAKLEY, CA 94561-4226
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 PATO CT, OAKLEY, CA 94561-4226

Mortgage

Document Number0000029384
DateMar 25, 2026
Instrument2026- 029384
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 1, 2066
Interest
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address34 PATO CT, OAKLEY, CA 94561-4226
Document Number0000170347
Instrument DateAug 8, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 PATO CT OAKLEY CA 945614226, OAKLEY, CA 94561-4226

Mortgage

Document Number0000170347
DateAug 13, 2020
Instrument170347
Lender
NameADVANTAGEFIRST LNDG INC
AddressRANCHO SANTA MARGARI, CA 92688
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 14, 2019
Property Address34 PATO CT, OAKLEY, CA 94561-4226
Document Number0000128799
Instrument DateAug 12, 2019
Instrument128799
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$649.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 PATO CT OAKLEY CA 94561, OAKLEY, CA 94561

Mortgage

Document Number128801
DateAug 14, 2019
Instrument128801
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$657,703 (+2%) Land $211,946 Building $445,757
2025$10,481.00 (+3.62%)$644,808 (+4.04%) Land $207,791 Building $437,017
2023$10,115.00 (+1.69%)$619,772 Land $199,723 Building $420,049
2022$9,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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