34 Park St, Central Falls, RI 02863 Property Records

Central Falls City property record for 34 Park St, Central Falls, RI 02863

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 920 sqft · built 1920
Lot Size	0.075 acres (3,280 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Dec 2023)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0986-01`

Property Details

APN / Parcel Number

Primary APN	`1-0986-01`
Alternative APN	`CENT M:08 P:317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	920 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	460 sqft
Attic	Attic
Attic Area	230 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,280 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0986-01
Street Address	34 PARK ST
City	CENTRAL FALLS
State	RI
Zip	02863-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	2
Census Block	2001
Census Tract	11100

Owner

34 Park St is owned and occupied by an individual who bought it in December 2023.

Source: Central Falls City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 PARK ST, CENTRAL FALLS, RI 02863-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Dec 29, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 28, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	20231665
Deed Book / Page	1066 / 128
Transfer Doc	000930-343
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	34 PARK ST, CENTRAL FALLS, RI 02863-1723
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001095-259
Date	May 7, 2025
Book Page	1095/259
Instrument	2156

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Amount	Amount on Record
Term	169 Months
Due	Jun 1, 2039

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Dec 29, 2023
Property Address	34 PARK ST, CENTRAL FALLS, RI 02863-1723
Document Number	001066-128
Book / Page	1066 / 128
Instrument Date	Dec 29, 2023
Instrument	1665
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PARK ST, CENTRAL FALLS, RI 02863-1723

Mortgage

Document Number	0000001666
Date	Dec 29, 2023
Instrument	1666

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	001066-149
Date	Dec 29, 2023
Book Page	1066/149
Instrument	1667

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Dec 28, 2018
Property Address	34 PARK ST, CENTRAL FALLS, RI 02863-1723
Document Number	946-235
Book / Page	946 / 235
Instrument Date	Dec 28, 2018
Instrument	1703
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PACKER ST, PAWTUCKET, RI 02861-4454

Mortgage

Document Number	1705
Date	Dec 28, 2018
Instrument	1705

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	946-237
Date	Dec 28, 2018
Book Page	946/237
Instrument	1704

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 34 Park St was $3,840.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00	$290,700 Land $97,800 Building $192,900	$337,678
2023	$5,079.00 (+54.56%)	$273,800 (-) Land $72,600 Building $201,200
2022	$3,286.00	$273,800 Land $72,600 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Park St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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