34 Palm Leaf Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 34 Palm Leaf Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 2001
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$129,500 (Jul 2015)
Tax Bill$2,598 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7025-00780-0200

Property Details

APN / Parcel Number

Primary APN07-11-31-7025-00780-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,535 sqft Living Area
Gross Area2,155 sqft
1st Floor Area1,535 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayConcrete Driveway
Driveway Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address34 PALM LEAF LN
CityPALM COAST
StateFL
Zip32164-7523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 25 BLOCK 00078 LOT 0020 SUBDIVISION COMPLETION YEAR 1975 OR 334 PG 257 OR 724 PG 1742 OR 776 PG 1216 OR 1255/1514 OR 2042/746 OR 2073/1089
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block78
Legal Lot Number20
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1027
Census Tract60212

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 PALM LEAF LN, PALM COAST, FL 32164-7523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2015 · Amount on Record
Deed SaleJul 8, 2015 · Amount on Record
Prior SaleJan 5, 2015
Deed Document Number201520608
Deed Book / Page2073 / 1089
Prior Transfer DateMay 12, 2005
Prior Transfer Doc0012551514
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address34 PALM LEAF LN, PALM COAST, FL 32164-7523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024980139
DateNov 23, 2020
Book Page2498/139
Instrument2020048491
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,598.00 (+2.61%) Homeowner's exemption$186,153 (+43.34%)$280,933 (+20.38%) Land $52,000 Building $228,933
2024$2,532.00 (+56.88%)
2023$1,614.00 (+1.77%) Homeowner's exemption$129,865 (+3%)$233,369 (+6.9%) Land $42,500 Building $190,869
2022$1,586.00 Homeowner's exemption$126,083$218,312 Land $43,000 Building $175,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims7 (2007–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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