34 Pajak St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 34 Pajak St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,158 sqft · built 1920
Lot Size	0.267 acres (11,648 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,953 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`194-00063`

Property Details

APN / Parcel Number

Primary APN	`194-00063`
Alternative APN	`CHIC M:0194 P:00063`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,158 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	702 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,648 sqft (0.267 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	194-00063
Street Address	34 PAJAK ST
City	CHICOPEE
State	MA
Zip	01013-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3023
Census Tract	811102

Owner

34 Pajak St is owned and occupied by two individuals who acquired it in February 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 PAJAK ST, CHICOPEE, MA 01013-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer · FHA Mortgage M & T BANK
Oct 27, 2017	Deed of Trust, Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024
Deed Sale	Feb 9, 2024
Prior Sale	May 1, 1991 · Amount on File
Deed Document Number	20245838
Deed Book / Page	25317 / 50
Prior Transfer Date	Feb 5, 2024
Prior Transfer Doc	0025317-54
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 9, 2024
Property Address	34 PAJAK ST, CHICOPEE, MA 01013-1318
Document Number	0025317-50
Book / Page	25317 / 50
Instrument Date	Feb 5, 2024
Instrument	5838
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 PAJAK ST, CHICOPEE, MA 01013-1318

Mortgage

Document Number	0025317-54
Date	Feb 9, 2024
Book Page	25317/54
Instrument	5839

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	34 PAJAK ST, CHICOPEE, MA 01013-1318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21919-560
Date	Oct 27, 2017
Book Page	21919/560
Instrument	63703

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 34 Pajak St was $3,953, up 5.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,953.00 (+5.87%)	$259,400 (+5.32%) Land $111,600 Building $147,800	$264,661 (-15.32%)
2025	$3,734.00 (+5.27%)	$246,300 (+2.5%) Land $101,500 Building $144,800	$312,550
2024	$3,547.00 (+6.26%)	$240,300 (+9.08%) Land $99,500 Building $140,800
2023	$3,338.00	$220,300 Land $90,400 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Pajak St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Pajak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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