34 Orchard, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 34 Orchard, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,970 sqft · built 1964
Lot Size	1.08 acres (47,437 sqft)
Owner	2 Trust Names on File
Last Sale	$1,060,000 (Aug 2020)
Tax Bill	$11,013 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-301-04`

Property Details

APN / Parcel Number

Primary APN	`107-301-04`
Alternative APN	`107-301-04-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,970 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	47,437 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Carport
Garage Area	305 sqft
Carport	Carport
Carport Area	305 sqft
Parking Spaces	1 Parking Space
Deck Area	540 sqft
Patio Area	540 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	30 ORCHARD HEIGHTS LN
City	WATSONVILLE
State	CA
Zip	95076-0267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1011
Census Tract	122002

Owner

34 Orchard is owner-occupied and held in a trust since August 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	30 ORCHARD HEIGHTS LN, WATSONVILLE, CA 95076-0267
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Aug 4, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Aug 4, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Deed Document Number	202029381
Prior Transfer Date	Oct 1, 2003
Prior Transfer Doc	0000111071
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 21, 2026
Property Address	30 ORCHARD HEIGHTS LN, WATSONVILLE, CA 95076-0267
Document Number	0000016486
Instrument Date	Jul 17, 2026
Instrument	202616486
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	30 ORCHARD HEIGHTS LN, WATSONVILLE, CA 95076-0267

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	34 ORCHARD, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ORCHARD HEIGHTS LN, WATSONVILLE, CA 95076-0267

Mortgage

Document Number	0000008762
Date	Mar 17, 2022
Instrument	2022-0008762

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2020
Property Address	30 ORCHARD HEIGHTS LN, WATSONVILLE, CA 95076-0267
Document Number	0000029380
Instrument Date	Jul 29, 2020
Instrument	29380
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ORCHARD HEIGHTS LN WATSONVILLE CA 950760267, WATSONVILLE, CA 95076-0267

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2020
Property Address	30 ORCHARD HEIGHTS LN, WATSONVILLE, CA 95076-0267
Document Number	0000029381
Instrument Date	Jul 29, 2020
Instrument	29381
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,166.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	30 ORCHARD HEIGHTS LN WATSONVILLE CA 950760267, WATSONVILLE, CA 95076-0267

Mortgage

Document Number	29382
Date	Aug 4, 2020
Instrument	29382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 34 Orchard was $11,013.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$862,272 (+2%) Land $594,962 Building $267,310
2025	$11,013.00	$845,365 Land $583,296 Building $262,069
2023	$9,979.00 (+2.03%)	$812,538 Land $560,646 Building $251,892	$1,141,290
2022	$9,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Orchard in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Orchard is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio.

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