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34 Orchard St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 34 Orchard St, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details1,660 sqft · built 1928
Lot Size0.055 acres (2,396 sqft)
Owner2 Individual Names on File
Last Sale$442,500 (Sep 2019)
Tax Bill$8,924 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-04002-0000-00021

Property Details

APN / Parcel Number

Primary APN18-04002-0000-00021
Alternative APNs
  • 1800019000000022B
  • 180400200021

Interior

Stories2 Stories
Building Area1,660 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area2,396 sqft (0.055 acres)

Location & Zoning

Old Parcel Number1800019000000022B
Street Address34 ORCHARD ST
CitySUMMIT
StateNJ
Zip07901-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Block4002
Legal Lot Number21
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2003
Census Tract38000

Owner

Source: Union County and Summit City records · APN 18-04002-0000-00021

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address34 ORCHARD ST, SUMMIT, NJ 07901-3923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Sep 04, 2019Grant Deed, Transfer · FHA Mortgage
FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2019 · Amount on Record
Deed SaleSep 04, 2019 · Amount on Record
Prior SaleDec 28, 2007 · Amount on Record
Deed Document Number2019316678
Deed Book / Page6338 / 117
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address34 ORCHARD ST, SUMMIT, NJ 07901-3923
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148742282
DateFeb 01, 2021
Book Page14874/2282
Instrument3141
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueOct 01, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateSep 04, 2019
Property Address34 ORCHARD ST, SUMMIT, NJ 07901-3923
Document Number0063380117
Book / Page006338 / 000117
Instrument DateAug 01, 2019
Instrument316678
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address34 ORCHARD ST SUMMIT NJ 079013923, SUMMIT, NJ 07901-3923

Mortgage

Document Number145910290
DateSep 04, 2019
Book Page014591/000290
Instrument677900
Lender
NameFELLOWSHIP HM LOANS
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 03, 2049

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$199,600 (-) Land $55,900 Building $143,700$199,600 (-) Land $55,900 Building $143,700
2025$8,924.00 (+2.65%)$199,600 (-) Land $55,900 Building $143,700$199,600 (-) Land $55,900 Building $143,700
2024$8,694.00 (+1.71%)
2023$199,600 Land $55,900 Building $143,700$199,600 Land $55,900 Building $143,700
2022$8,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 476 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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