34 Oak St, Smithfield, UT 84335 Property Records

Cache County property record for 34 Oak St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,045 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-141-0016`

Property Details

APN / Parcel Number

Primary APN	`08-141-0016`

Interior

Building Area	1,045 sqft Living Area

Exterior

Year Built	Built 1974
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	34 OAK ST
City	SMITHFIELD
State	UT
Zip	84335-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 8 T EARL ALLSOP SUBD W/2 SEC 22 T 13N R 1E
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1024
Census Tract	201

Owner

34 Oak St is owned and occupied by an individual who acquired it in May 2017.

Source: Cache County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	34 OAK ST, SMITHFIELD, UT 84335-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
May 3, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF UTAH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017
Deed Sale	May 3, 2017
Prior Sale	Apr 14, 2009
Deed Document Number	1171124
Deed Book / Page	1949 / 1043
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	34 OAK ST, SMITHFIELD, UT 84335-1713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2193/188
Date	Oct 22, 2020
Book Page	2193/188
Instrument	1263876

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	May 3, 2017
Property Address	34 OAK ST, SMITHFIELD, UT 84335-1713
Document Number	1949/1043
Book / Page	1949 / 1043
Instrument Date	May 1, 2017
Instrument	1171124
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	176 E 1800 N, NORTH LOGAN, UT 84341-1791

Mortgage

Document Number	1949/1048
Date	May 3, 2017
Book Page	1949/1048
Instrument	1171129

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 Oak St was $1,437.

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00	$192,495	$349,994 Land $142,500 Building $207,494
2023	$1,767.00	$209,950	$381,726 Land $69,000 Building $312,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285

May also be available: Rise Broadband.

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