Warwick City property record for 34 Nichol Ave, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,042 sqft · built 2003 |
| Lot Size | 0.244 acres (10,616 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $840,000 (Feb 2019) |
| Tax Bill | $15,145 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 36701800000 |
| Primary APN | 36701800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,042 sqft Living Area |
| Gross Area | 7,299 sqft |
| 1st Floor Area | 1,661 sqft |
| Basement Area | 1,661 sqft |
| Unfinished Basement | 1,661 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,616 sqft (0.244 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 146478 |
|---|---|
| Street Address | 34 NICHOL AVE |
| City | WARWICK |
| State | RI |
| Zip | 02886-9021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 180 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 22000 |
34 Nichol Ave is owner-occupied and held in a trust since May 2024.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 34 NICHOL AVE, WARWICK, RI 02886-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 28, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Prior Sale | Aug 31, 2001 · Amount on File |
| Deed Document Number | 20192434 |
| Deed Book / Page | 9222 / 97 |
| Last Transfer Date | May 14, 2024 |
| Transfer Doc | 0010495-77 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 34 NICHOL AVE, WARWICK, RI 02886-9021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010724-178 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 10724/178 |
| Instrument | 8448 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 34 NICHOL AVE, WARWICK, RI 02886-9021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009880-246 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 9880/246 |
| Instrument | 13050 |
| Name | BLUESTONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 34 NICHOL AVE, WARWICK, RI 02886-9021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9497-132 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 9497/132 |
| Instrument | 5195 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Feb 28, 2019 |
| Property Address | 34 NICHOL AVE, WARWICK, RI 02886-9021 |
| Document Number | 9222-97 |
| Book / Page | 9222 / 97 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2434 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 NICHOL AVE, WARWICK, RI 02886-9021 |
| Document Number | 2436 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2436 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 34 Nichol Ave was $15,145.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,145.00 | $1,192,500 Land $488,700 Building $703,800 | |
| 2024 | $1,259,035 | ||
| 2023 | $15,274.00 (-3.16%) | $1,076,400 (+27.82%) Land $336,000 Building $740,400 | |
| 2022 | $15,773.00 | $842,100 Land $270,600 Building $571,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Nichol Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 34 Nichol Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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