34 N Oak Pl, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 34 N Oak Pl, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,312 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,383 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-12-176-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-12-176-013-000`
Alternative APN	`11432`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	1 Story
Building Area	2,312 sqft Finished Area
1st Floor Area	2,312 sqft
Basement Area	2,312 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,886 sqft
Patio Area	1,886 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11432
Street Address	34 N OAK PL
City	SIOUX FALLS
State	SD
Zip	57110-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA;APARTME
Legal Description	LOT 34 CACTUS HEIGHTS TOWNSITE 12-101-49 SIOUX FALLS TOWNSHIP
Legal Range	49
Legal Township	101
Legal Section	12
Legal Subdivision	CACTUS HEIGHTS
Legal Lot Number	34
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	1
Census Block	1034
Census Tract	408

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PREMIER BANK
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jun 1, 2023	Re-recorded Document STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jun 1, 2023	Re-recorded Document STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK IN SIOUX FA
Feb 14, 2018	Other, Transfer FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE
Oct 19, 2017	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023
Deed Sale	Jun 1, 2023
Prior Sale	May 12, 2023 · Amount on Record
Deed Book / Page	620-D / 94
Prior Transfer Date	May 20, 2015
Prior Transfer Doc	000563/370
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1885MTG/228
Date	May 19, 2020
Book Page	1885 MTG/228

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 12, 2023
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	619DEED/783
Book / Page	619 DEED / 783
Map Reference	MB 259 PG 695
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442

Mortgage

Document Number	1969MTG482
Date	May 12, 2023
Instrument	1969 MTG/482

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	6%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	11%

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 1, 2023
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	620DEED/94
Book / Page	620 DEED / 94
Instrument Date	May 5, 2023
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 1, 2023
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	620DEED/94
Book / Page	620 DEED / 94
Instrument Date	May 5, 2023
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 7, 2019
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	587DEED/0929
Book / Page	587 DEED / 0929
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442

Mortgage

Document Number	1855MTG0732
Date	Mar 7, 2019
Instrument	1855 MTG/0732

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	1856MTG/0027
Date	Mar 13, 2019
Book Page	1856 MTG/0027

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 27, 2018
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	585DEED/0488
Book / Page	585 DEED / 0488
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442

Mortgage

Document Number	1847MTG914
Date	Sep 27, 2018
Instrument	1847 MTG/914

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

February 2018: Other, Transfer

Document Type	Other
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 14, 2018
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	0000581/51
Book / Page	581 / 51
Instrument Date	Feb 12, 2018
Instrument	803354
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46710 CHESTNUT ST, SIOUX FALLS, SD 57107-7045
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 19, 2017
Property Address	34 N OAK PL, SIOUX FALLS, SD 57110-6442
Document Number	00000579/6
Book / Page	579 / 6
Instrument Date	Apr 25, 2017
Instrument	R724714
Transaction Type	Foreclosure
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401NW NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,050 (+3.87%) Land $32,340 Building $403,710	$436,050 Land $32,340 Building $403,710
2025	$4,383.00	$419,800 (+3.94%) Land $32,700 Building $387,100
2024	$4,383.00 (-7.51%)	$403,900 (-) Land $32,700 Building $371,200
2022	$4,739.00	$403,900 Land $32,700 Building $371,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

34 N Oak Pl, Sioux Falls, SD 57110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2023: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2023: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Other, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Oak Pl

Nearby Streets

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