34 N Middaugh St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 34 N Middaugh St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,756 sqft · built 1920
Lot Size	0.074 acres (3,232 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Aug 2024)
Tax Bill	$13,983 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-00129-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`18-00129-0000-00033`
Alternative APN	`180012900033`

Interior

Stories	2 Stories
Building Area	2,756 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,232 sqft (0.074 acres)
Lot Dimensions	98 ft deep x 33 ft wide

Location & Zoning

Street Address	34 N MIDDAUGH ST
City	SOMERVILLE
State	NJ
Zip	08876-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	129
Legal Lot Number	33
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2025
Census Tract	50100

Owner

34 N Middaugh St is owned and occupied by two individuals who bought it in August 2024.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jul 7, 2017	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 14, 2017	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	202420113
Deed Book / Page	7571 / 1487
Prior Transfer Date	Jul 15, 2016
Prior Transfer Doc	0000006982
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34N MIDDAUGH ST, SOMERVILLE, NJ 08876

Mortgage

Document Number	0000008233
Date	Apr 8, 2024
Book Page	7551/3271
Instrument	2024008233

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048066
Date	Dec 12, 2019
Book Page	7173/3437
Instrument	2019048066

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807

Mortgage

Document Number	0000008893
Date	Mar 2, 2022
Book Page	7428/341
Instrument	2022008893

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 7, 2017
Property Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807
Document Number	0000026505
Book / Page	6971 / 3766
Instrument Date	Jul 3, 2017
Instrument	2017026505
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	VITAL ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 7TH ST SW, 457, 70410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 YOHN DR, BRIDGEWATER, NJ 08807-2151

Mortgage

Document Number	0000026506
Date	Jul 7, 2017
Book Page	6971/3774
Instrument	2017026506

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

February 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 14, 2017
Property Address	34 N MIDDAUGH ST, SOMERVILLE, NJ 08876-1807
Document Number	0000006982
Book / Page	006941 / 003746
Instrument Date	Jul 15, 2016
Instrument	6982
Transaction Type	Foreclosure
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 34 N Middaugh St was $13,983, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,800 (-) Land $117,500 Building $225,300	$342,800 (-) Land $117,500 Building $225,300
2025	$13,983.00 (+3.2%)	$342,800 Land $117,500 Building $225,300	$342,800 Land $117,500 Building $225,300
2024	$13,550.00
2023		$342,800 Land $117,500 Building $225,300	$342,800 Land $117,500 Building $225,300
2022	$12,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 N Middaugh St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 N Middaugh St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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