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34 Mount Stuart Rd, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 34 Mount Stuart Rd, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,996 sqft Total Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$121,750 (2008)
Tax Bill$4,487.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 49.20-1-6
Alternative APN
  • 280004902000010060000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,996 sqft Total Area
1st Floor998 sqft 1st Floor
2nd Floor998 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area9,583 sqft (0.22 acres)
Depth X Width150 ft x 64 ft Depth x Width
Shed1 Shed
Shed Area60 sqft Shed
Porch Area800 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address34 MOUNT STUART RD
CitySCHENECTADY
StateNY
Zip12304-4709
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionR,G,2FM CHRISTIAN LONG-PTS 62,63 4.-343-19
Legal Block1
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1002
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 49.20-1-6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 MOUNT STUART RD, SCHENECTADY, NY 12304-4709
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
SEFCU MORTGAGE SERVICES
Jun 07, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
SUNTRUST MTG
Jun 07, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2008 · Amount on Record
Deed SaleApr 17, 2008 · Amount on Record
Deed Book / Page1780 / 433
Last Transfer DateMay 03, 2017
Transfer Doc0000025204
Record RefreshedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 07, 2020
Property Address34 MOUNT STUART RD, SCHENECTADY, NY 12304-4709
Document Number0000038715
Book / Page2047 / 419
Instrument DateDec 03, 2020
Instrument202038715
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$768.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 RENSSELAER AVE, 2101, SCHENECTADY, NY 12303-4137

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WOODLAKE RD APT 1, 1, ALBANY, NY 12203-3965

Mortgage

Document Number0000038716
DateDec 07, 2020
Instrument202038716
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSCHENECTADY NY
Recording DateJun 07, 2017
Property Address34 MOUNT STUART RD, SCHENECTADY, NY 12304-4709
Book / Page004765 / 000043
Instrument DateMay 03, 2017
Instrument25207
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 RENSSELAER AVE SCHENECTADY NY 123034137, SCHENECTADY, NY 12303-4137

Mortgage

Document Number0000025207
DateJun 07, 2017
Book Page004765/000043
Instrument25207
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJun 06, 2032
Interest
Rate TypeFixed Rate
Rate3.99%

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJun 07, 2017
Property Address34 MOUNT STUART RD, SCHENECTADY, NY 12304-4709
Document Number0000025204
Book / Page1964 / 358
Map ReferenceMB 1780 PG 433
Instrument DateMay 03, 2017
Instrument201725204
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 RENSSELAER AVE, 2101, SCHENECTADY, NY 12303-4137

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 RENSSELAER AVE, SCHENECTADY, NY 12303-4137

Mortgage

Document Number0000025206
DateJun 07, 2017
Book Page4765/021
Instrument201725206
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2032

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,487.00$122,000 (-) Land $7,700 Building $114,300$187,700 (+16.95%) Land $11,847 Building $175,853
2023$122,000 Land $7,700 Building $114,300$160,500 Land $10,130 Building $150,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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