Essex County and Montclair Township property record for 34 Montclair Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,654 sqft · built 1905 |
| Lot Size | 0.183 acres (7,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,130,000 (Apr 2026) |
| Tax Bill | $15,579 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03307-0000-00019 |
| Primary APN | 13-03307-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,654 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 7,980 sqft (0.183 acres) |
| Lot Dimensions | 190 ft deep x 42 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130330700019 |
|---|---|
| Street Address | 34 MONTCLAIR AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 42X190 IRR |
| Legal Block | 3307 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records · APN 13-03307-0000-00019
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 MONTCLAIR AVE, MONTCLAIR, NJ 07042-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| May 03, 2022 | Deed, Transfer · Conventional Mortgage THE DIME SAVINGS BANK WILLIAMSBURGH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | May 03, 2022 · Amount on Record |
| Deed Document Number | 202626147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 20, 2026 |
| Property Address | 34 MONTCLAIR AVE, MONTCLAIR, NJ 07042-4004 |
| Document Number | 0000026147 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202626147 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | PRESTIGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114,130.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 MONTCLAIR AVE, MONTCLAIR, NJ 07042-4004 |
| Document Number | 0000026149, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202626149 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 03, 2022 |
| Property Address | 34 MONTCLAIR AVE, MONTCLAIR, NJ 07042-4004 |
| Document Number | 0000044066 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022044066 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 MONTCLAIR AVE, 34, MONTCLAIR, NJ 07042-4004 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 140 BELLEVUE AVE, MONTCLAIR, NJ 07043-2217 |
| Document Number | 0000044067 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 2022044067 |
| Name | THE DIME SAVINGS BANK WILLIAMSBURGH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,100 (-) Land $240,600 Building $202,500 | $443,100 (-) Land $240,600 Building $202,500 | |
| 2025 | $15,579.00 (+3.32%) | $443,100 (-) Land $240,600 Building $202,500 | $443,100 (-) Land $240,600 Building $202,500 |
| 2024 | $15,078.00 (+3.49%) | ||
| 2023 | $443,100 Land $240,600 Building $202,500 | $443,100 Land $240,600 Building $202,500 | |
| 2022 | $14,569.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130165003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 578 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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