34 Mockingbird Hill Ln, Tryon, NC 28782 Property Records

Polk County property record for 34 Mockingbird Hill Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2009
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2020)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P108-168`

Property Details

APN / Parcel Number

Primary APN	`P108-168`
Alternative APN	`42031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	2,052 sqft Finished Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	108,029 sqft (2.48 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	42031
Street Address	34 MOCKINGBIRD HILL LN
City	TRYON
State	NC
Zip	28782-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOCKINGBIRD HILL, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2027
Census Tract	920101

Owner

Source: Polk County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 MOCKINGBIRD HILL LN, TRYON, NC 28782-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Book / Page	455 / 873
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	000398/490
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 31, 2020
Property Address	34 MOCKINGBIRD HILL LN, TRYON, NC 28782-6719
Document Number	000455/873
Book / Page	455 / 873
Map Reference	FILE E PG 2330
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 HILLTOPPER CT # 66, 210, RUTHERFORDTON, NC 28139-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MOCKINGBIRD HILL LN, TRYON, NC 28782-6719

Mortgage

Document Number	0000455876
Date	Dec 31, 2020
Instrument	455/876

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 19, 2020
Property Address	34 MOCKINGBIRD HILL LN, TRYON, NC 28782-6719
Document Number	00447/1053
Book / Page	447 / 1053
Map Reference	FILE E PG 2330
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	267 CHERRY MOUNTAIN ST, 267, ELLENBORO, NC 28040-6804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 MOCKINGBIRD HILL LN, TRYON, NC 28782-6719

Mortgage

Document Number	0004471056
Date	Mar 19, 2020
Instrument	447/1056

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,643.00 (+8.59%)	$309,252 (+30.37%) Land $57,940 Building $251,312	$309,252 (+30.37%) Land $57,940 Building $251,312
2023	$1,513.00	$237,208 Land $44,800 Building $192,408
2021			$237,208 Land $44,800 Building $192,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mockingbird Hill Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures