Bergen County and Lodi Borough property record for 34 Mitchell St, Lodi, NJ 07644 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,804 sqft · built 1925 |
| Lot Size | 0.076 acres (3,293 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Apr 2018) |
| Tax Bill | $11,909 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-00143-0000-00027 |
| Primary APN | 31-00143-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,804 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 3,293 sqft (0.076 acres) |
| Lot Dimensions | 89 ft deep x 37 ft wide |
| Account Number | 299800 |
|---|---|
| Street Address | 34 MITCHELL ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37X89 |
| Legal Subdivision | BERGEN REALTY CO SEC 1 |
| Legal Block | 143 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records · APN 31-00143-0000-00027
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · USDA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Oct 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING |
| Oct 01, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC |
| Apr 17, 2018 | Deed, Transfer |
| Mar 27, 2018 | Grant Deed, Transfer ARDENT TITLE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Prior Sale | Mar 27, 2018 · Amount on Record |
| Deed Document Number | 201818-026304 |
| Deed Book / Page | 2913 / 1675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Document Number | 0047151912 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 4715/1912 |
| Instrument | 2022062150 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 14, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033731369 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 3373/1369 |
| Instrument | 19-067943 |
| Name | PRIME CHOICE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Document Number | 0037400784 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 3740/784 |
| Instrument | 20-095805 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2018 |
| Property Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Document Number | 0029131675 |
| Book / Page | 2913 / 1675 |
| Instrument Date | Apr 02, 2018 |
| Instrument | 00018-026304 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 27, 2018 |
| Property Address | 34 MITCHELL ST, LODI, NJ 07644-1864 |
| Document Number | 0028911589 |
| Book / Page | 002891 / 001589 |
| Instrument Date | Oct 11, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | ARDENT TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $183.17 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 104 EASTERN WAY RUTHERFORD NJ 070702140, RUTHERFORD, NJ 07070-2140 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,400 (-) Land $130,600 Building $205,800 | $336,400 (-) Land $130,600 Building $205,800 | |
| 2025 | $11,909.00 (+5.61%) | $336,400 (-) Land $130,600 Building $205,800 | $336,400 (-) Land $130,600 Building $205,800 |
| 2024 | $11,276.00 (+2.7%) | ||
| 2023 | $336,400 (-) Land $130,600 Building $205,800 | $336,400 (-) Land $130,600 Building $205,800 | |
| 2022 | $10,980.00 (+19.39%) | $336,400 Land $130,600 Building $205,800 | $336,400 Land $130,600 Building $205,800 |
| 2021 | $9,197.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 335 (1978–2024) |
| Claims Outside the SFHA | 33 of 335 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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