34 Meandering Way, Granite Falls, NC 28630 Property Records

Caldwell County property record for 34 Meandering Way, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,374 sqft · built 1980
Lot Size	0.465 acres (20,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2017)
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08113A 1145`

Property Details

APN / Parcel Number

Primary APN	`08113A 1145`
Alternative APN	`160714`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,374 sqft Heated Area
Gross Area	3,504 sqft
1st Floor Area	2,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,250 sqft (0.465 acres)
Lot Dimensions	162 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	160714
Street Address	34 MEANDERING WAY
City	GRANITE FALLS
State	NC
Zip	28630-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1911 PG 1090 YR 2017 ST 370.00
Legal Subdivision	GRANADA FARMS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 MEANDERING WAY, GRANITE FALLS, NC 28630-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 11, 2017	Deed of Trust, Transfer · VA Mortgage NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Apr 15, 1999 · Amount on Record
Deed Book / Page	1911 / 1090
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	34 MEANDERING WAY, GRANITE FALLS, NC 28630-9328
Document Number	0010052959
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 MEANDERING WAY GRANITE FALLS NC 286309328, GRANITE FALLS, NC 28630-9328

Mortgage

Document Number	0010052959
Date	Jan 26, 2021
Book Page	002010/000608
Instrument	10052959

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

January 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	34 MEANDERING WAY, GRANITE FALLS, NC 28630-9328
Document Number	0019111093
Book / Page	001911 / 001093
Instrument Date	Jan 11, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 MEANDERING WAY GRANITE FALLS NC 286309328, GRANITE FALLS, NC 28630-9328

Mortgage

Document Number	0019111093
Date	Jan 11, 2017
Book Page	001911/001093

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,002.00 (-25.77%)	$425,300 (-) Land $26,500 Building $398,800
2025	$2,697.00 (+85.74%)	$425,300 (+83%) Land $26,500 Building $398,800	$425,300 (+83%) Land $26,500 Building $398,800
2023		$232,400 (-) Land $26,500 Building $205,900	$232,400 (-) Land $26,500 Building $205,900
2022	$1,452.00	$232,400 Land $26,500 Building $205,900	$232,400 Land $26,500 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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