34 Margin St, #B, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 34 Margin St, #B, Lynn, MA 01905 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,240 sqft · built 1988
Lot Size	1.33 acres (58,074 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Feb 2021)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B:020 L:307 S:030-014`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:307 S:030-014`
Alternative APN	`LYNN M:020 B:307 L:030 S:014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,530 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,074 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	34 MARGIN ST, B
City	LYNN
State	MA
Zip	01905-1990
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	RIVER BAY CONDO
Legal Block	307
Legal Lot Number	30
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

Source: Essex County and Lynn City records · APN B:020 L:307 S:030-014

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 MARGIN ST, B, LYNN, MA 01905-1990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 31, 2017	Deed of Trust, Mortgage MSA MORTGAGE LLC
Feb 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Dec 29, 2015 · Amount on Record
Deed Book / Page	39548 / 476
Transfer Doc	34850-622
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	May 26, 2026
Property Address	34 MARGIN ST, B, LYNN, MA 01905-1990
Document Number	043405-123
Book / Page	43405 / 123
Instrument Date	May 14, 2026
Instrument	20262480
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MARGIN ST, B, LYNN, MA 01905-1990

Mortgage

Document Number	0000002480,
Date	May 26, 2026
Book Page	43405/123
Instrument	20262480

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	34 MARGIN ST # B, B, LYNN, MA 01905-1990
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35902-537
Date	May 31, 2017
Book Page	35902/537
Instrument	91

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 19, 2021
Property Address	34 MARGIN ST # B, B, LYNN, MA 01905-1990
Document Number	039548-476
Book / Page	39548 / 476
Instrument Date	Feb 17, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MARGIN ST # B, B, LYNN, MA 01905-1990
Investor	Possibly a Property Investor

Mortgage

Document Number	0039548478
Date	Feb 19, 2021
Instrument	39548/478

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,474.00 (+2.31%)	$431,900 (+4%) Building $431,900	$462,175
2024	$4,373.00 (-3.23%)	$415,300 (+2.47%) Building $415,300
2023	$4,519.00	$405,300 Building $405,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092057005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	73 units insured 54 under condo master policies
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 864 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000

May also be available at this address: AT&T, T-Mobile USA, Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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