34 Main St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 34 Main St, Garnerville, NY 10923

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 3.5 ba · 3,858 sqft · built 1900
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$724,200 (Oct 2021)
Tax Bill	$28,094 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 26.6-5-16`

Property Details

APN / Parcel Number

Primary APN	`392203 26.6-5-16`
Alternative APNs	`392203-026-006-0005-016-000-000` `220302600600050160000000` `392203 26.06-5-16` `0008593`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	4,026 sqft
1st Floor Area	1,976 sqft
2nd Floor Area	922 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Suburban
Porch	Covered Porch
Porch Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008593
Street Address	34 MAIN ST
City	GARNERVILLE
State	NY
Zip	10923-1352
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	303
Legal Description	46.-3-30
Legal Block	5
Legal Lot Number	16.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3000
Census Tract	10601

Owner

34 Main St, a residential property, is owned and occupied by an individual who bought it in October 2021.

Source: Rockland County and Haverstraw Town records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	34 MAIN ST, GARNERVILLE, NY 10923-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	202144377
Prior Transfer Date	Jun 17, 1998
Prior Transfer Doc	0000036214
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 21, 2021
Property Address	34 MAIN ST, GARNERVILLE, NY 10923-1352
Document Number	0000044377
Instrument Date	Oct 18, 2021
Instrument	2021-00044377
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BLUEFIELD DR, SPRING VALLEY, NY 10977-3368

Mortgage

Document Number	0000044378
Date	Oct 21, 2021
Instrument	2021-00044378

Lender

Name	ARC HOME LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$396,000 (-) Land $132,400 Building $263,600	$679,700 (+5.2%)
2023	$28,094.00	$396,000 Land $132,400 Building $263,600	$646,109 Land $216,022 Building $430,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20