34 Loretta Rd, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 34 Loretta Rd, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1955
Lot Size	0.254 acres (11,051 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Mar 2024)
Tax Bill	$6,833 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68633`

Property Details

APN / Parcel Number

Primary APN	`68633`
Alternative APN	`WALT M:012 B:002 L:0004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,472 sqft
Basement Area	1,104 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,051 sqft (0.254 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	68633
Street Address	34 LORETTA RD
City	WALTHAM
State	MA
Zip	02451-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	2
Legal Lot Number	4
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2008
Census Tract	368101

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 LORETTA RD, WALTHAM, MA 02451-2241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Book / Page	82536 / 278
Transfer Doc	065135-356
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTHAM MA
Recording Date	Mar 4, 2024
Property Address	34 LORETTA RD, WALTHAM, MA 02451-2241
Document Number	082536-278
Book / Page	82536 / 278
Instrument Date	Mar 4, 2024
Instrument	21377
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 LORETTA RD, WALTHAM, MA 02451-2241

Mortgage

Document Number	0000021378
Date	Mar 4, 2024
Instrument	21378

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	34 LORETTA RD, WALTHAM, MA 02451-2241
Document Number	69315-1
Book / Page	069315 / 000001
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69315-1
Date	May 22, 2017
Book Page	069315/000001
Instrument	75533

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,833.00 (+12.09%)	$662,100 (+6.65%) Land $415,400 Building $246,700	$744,403 (+3.68%)
2025	$6,096.00 (+5.52%)	$620,800 (+3.59%) Land $396,500 Building $224,300	$718,010 (+12.07%)
2024	$5,777.00 (+0.8%)	$599,300 (+7.92%) Land $377,700 Building $221,600	$640,680
2023	$5,731.00	$555,300 Land $344,800 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Flooding, Mar 2001 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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