34 Loretta Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 34 Loretta Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.401 acres (17,446 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,943 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`775-00002`

Property Details

APN / Parcel Number

Primary APN	`775-00002`
Alternative APN	`CHIC M:0775 P:00002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,446 sqft (0.401 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	775-00002
Street Address	34 LORETTA AVE
City	CHICOPEE
State	MA
Zip	01020-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3002
Census Tract	811301

Owner

34 Loretta Ave is owned and occupied by two individuals who acquired it in July 2018.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 LORETTA AVE, CHICOPEE, MA 01020-4302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage EASTHAMPTON SAVINGS BANK
Jul 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018
Deed Sale	Jul 13, 2018
Prior Sale	Oct 23, 2012 · Amount on File
Deed Document Number	201840169
Deed Book / Page	22263 / 96
Transfer Doc	19508-467
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	34 LORETTA AVE, CHICOPEE, MA 01020-4302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22208-389
Date	Jun 8, 2018
Book Page	22208/389
Instrument	31694

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 13, 2018
Property Address	34 LORETTA AVE, CHICOPEE, MA 01020-4302
Document Number	22263-96
Book / Page	022263 / 000096
Instrument Date	Jul 13, 2018
Instrument	40169
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GLENDALE RD SOUTHAMPTON MA 010739309, SOUTHAMPTON, MA 01073-9309

Tax Assessment & Valuation

The 2026 property tax bill for 34 Loretta Ave was $3,943, up 9.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,943.00 (+9.1%)	$258,700 (+8.52%) Land $127,800 Building $130,900	$270,361 (+13.07%)
2025	$3,614.00 (+5.4%)	$238,400 (+2.63%) Land $115,000 Building $123,400	$239,115
2024	$3,429.00 (+7.83%)	$232,300 (+10.67%) Land $112,700 Building $119,600
2023	$3,180.00	$209,900 Land $102,500 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Loretta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Loretta Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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