34 Locust St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 34 Locust St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,418 sqft · built 1926
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,020,000 (Oct 2021)
Tax Bill	$15,852 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0067 B:0010 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0067 B:0010 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,418 sqft Living Area
Gross Area	7,445 sqft
Basement Area	2,005 sqft
Unfinished Basement	2,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	34 LOCUST ST
City	MARBLEHEAD
State	MA
Zip	01945-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	10
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4036
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Jun 1, 2023	Deed, Transfer
May 20, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2021	Deed of Trust, Mortgage · ARM MORGAN STANLEY CREDIT CORP
Oct 18, 2021	Quit Claim Deed, Transfer
Jul 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Nov 1, 1989 · Amount on Record
Last Transfer Date	Apr 29, 2022
Transfer Doc	0040949-21
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041633-465
Date	Jun 28, 2023
Book Page	41633/465
Instrument	20230628000270

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 1, 2023
Property Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Document Number	041594-145
Book / Page	41594 / 145
Instrument Date	Jun 1, 2023
Instrument	20230601003640
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	May 20, 2022
Property Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Document Number	0040949-21
Book / Page	40949 / 21
Instrument Date	Apr 29, 2022
Instrument	20220520003290
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40507-524
Date	Nov 22, 2021
Book Page	40507/524
Instrument	20211122002450

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Dec 1, 2031
Index	Other
Margin	3

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Oct 18, 2021
Property Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Document Number	40390-165
Book / Page	40390 / 165
Instrument Date	Oct 14, 2021
Instrument	20211018004580
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94 BRADLEE AVE, SWAMPSCOTT, MA 01907-1504

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 1, 2020
Property Address	34 LOCUST ST, MARBLEHEAD, MA 01945-2938
Document Number	38672-292
Book / Page	038672 / 000292
Instrument Date	Jun 29, 2020
Instrument	1002780
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LOCUST ST MARBLEHEAD MA 019452938, MARBLEHEAD, MA 01945-2938

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,852.00 (+1.97%)	$1,851,900 (+7.81%) Land $980,500 Building $869,600	$1,602,080 (-45.18%)
2025	$15,545.00 (-4.84%)	$1,717,700 (-5.79%) Land $927,500 Building $790,200	$2,922,675
2024	$16,336.00 (+51.68%)	$1,823,200 (+69.29%) Land $1,060,000 Building $763,200
2023	$10,770.00	$1,077,000 Land $861,300 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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