34 Lloyd St, Cary, IL 60013 Property Records

McHenry County property record for 34 Lloyd St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1972
Lot Size	0.2 acres (8,713 sqft)
Owner	2 Owner Names on Record
Last Sale	$185,000 (Apr 2003)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-427-014`

Property Details

APN / Parcel Number

Primary APN	`19-12-427-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft
Gross Area	2,900 sqft
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	8,713 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	34 LLOYD ST
City	CARY
State	IL
Zip	60013-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0052331 LT 95 HANSONS OAK VIEW ESTATES
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	HANSONS OAK VIEW ESTATES
Legal Block	427
Legal Lot Number	95
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2000
Census Tract	871305

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	34 LLOYD ST, CARY, IL 60013-2122
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 7, 2024	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2003 · Amount on Record
Deed Sale	Apr 23, 2003 · Amount on Record
Prior Sale	Oct 24, 2002
Deed Document Number	2003R0052331
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	34 LLOYD ST, CARY, IL 60013-2122
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LLOYD ST, CARY, IL 60013-2122

Mortgage

Document Number	0000033299
Date	Nov 25, 2025
Instrument	2025R0033299

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	34 LLOYD ST, CARY, IL 60013-2122
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	BOND TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LLOYD ST, CARY, IL 60013-2122

Mortgage

Document Number	0000011013
Date	May 7, 2024
Instrument	2024R0011013

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	34 LLOYD ST, CARY, IL 60013-2122
Document Number	0000021664
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 LLOYD ST CARY IL 600132122, CARY, IL 60013-2122

Mortgage

Document Number	0000021664
Date	Jun 16, 2020
Instrument	21664

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2030

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$82,184 Land $17,575 Building $64,609	$246,552 Land $52,725 Building $193,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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