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34 Laura Ln, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 34 Laura Ln, Riverhead, NY 11901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,979 sqft · built 2007
Lot Size1.53 acres (66,647 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Jun 2008)
Tax Bill$15,970 (2024)
Deeds & MortgagesJul 2020 Construction Loan
Sep 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN473000 81.-1-17.10

Property Details

APN / Parcel Number

Primary APN473000 81.-1-17.10
Alternative APNs
  • 0600-081.00-01.00-017.010
  • 47300017772
  • 17

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,979 sqft Living Area
Gross Area3,702 sqft
1st Floor Area1,470 sqft
2nd Floor Area1,509 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area66,647 sqft
Garage TypeAttached
Garage Area535 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number17
Street Address34 LAURA LN
CityRIVERHEAD
StateNY
Zip11901-5254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04
Legal DescriptionCOUNTRY TRAILS #11400 6/20/06 LOT 10 34 LAURA LN
Legal Block1
Legal Lot Number17
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group3
Census Block3005
Census Tract169705

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address34 LAURA LN, RIVERHEAD, NY 11901-5254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2020Deed of Trust, Mortgage · Construction Mortgage
M & T BANK
Sep 30, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2008 · Amount on Record
Deed SaleJun 24, 2008 · Amount on Record
Deed Book / Page12555 / 619
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 LAURA LN, RIVERHEAD, NY 11901-5254
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231520713
DateJul 14, 2020
Book Page23152/713
InstrumentDL015358
Lender
NameM & T BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term157 Months
DueAug 1, 2033

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address34 LAURA LN, RIVERHEAD, NY 11901-5254
Document Number0231520714
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 LAURA LN RIVERHEAD NY 119015254, RIVERHEAD, NY 11901-5254

Mortgage

Document Number0231520714
DateJul 14, 2020
Book Page023152/000714
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term156 Months
DueJul 13, 2033
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$79,200 (-) Land $13,600 Building $65,600$970,588 (+13.85%) Land $166,667 Building $803,922
2024$15,970.00
2023$79,200 Land $13,600 Building $65,600$852,530 Land $146,394 Building $706,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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