Caldwell County property record for 34 Lakeside Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,007 sqft · built 1948 |
| Lot Size | 0.399 acres (17,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $19,500 (Nov 2017) |
| Tax Bill | $666 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 20 2 3 |
| Primary APN | 08 20 2 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,007 sqft Heated Area |
| Gross Area | 4,305 sqft |
| 1st Floor Area | 1,383 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 1,218 sqft |
| Finished Basement | 609 sqft |
| Unfinished Basement | 609 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,400 sqft (0.399 acres) |
| Lot Dimensions | 150 ft deep x 116 ft wide |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 456 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 162584 |
|---|---|
| Street Address | 34 LAKESIDE AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1930 PG 1191 YR 2017 ST 39.00 |
| Legal Subdivision | EUGENIA PAYNE LAND |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 31402 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3339 BOWMAN RD, GRANITE FALLS, NC 28630-9527 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage FIRST FSB/LINCOLNTON |
| Mar 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK |
| Nov 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on Record |
| Deed Sale | Nov 15, 2017 · Amount on Record |
| Deed Book / Page | 1930 / 1191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 34 LAKESIDE AVE, GRANITE FALLS, NC 28630-1723 |
| Document Number | 0010046919 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 435 GRANITE FALLS NC 286300435, GRANITE FALLS, NC 28630-0435 |
| Document Number | 0010046919 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 001995/000853 |
| Instrument | 10046919 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank |
| Address | LINCOLNTON, NC 28092 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 34 LAKESIDE AVE, GRANITE FALLS, NC 28630-1723 |
| Document Number | 0010020547 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3339 BOWMAN RD GRANITE FALLS NC 286309527, GRANITE FALLS, NC 28630-9527 |
| Document Number | 0010020547 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 001937/001865 |
| Instrument | 10020547 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 15, 2017 |
| Property Address | 34 LAKESIDE AVE, GRANITE FALLS, NC 28630-1723 |
| Document Number | 0010016911 |
| Book / Page | 001930 / 001191 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 10016911 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3339 BOWMAN RD GRANITE FALLS NC 286309527, GRANITE FALLS, NC 28630-9527 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666.00 (-5.93%) | $138,900 (-) Land $13,900 Building $125,000 | |
| 2025 | $708.00 (+24.21%) | $138,900 (+55.2%) Land $13,900 Building $125,000 | $138,900 (+55.2%) Land $13,900 Building $125,000 |
| 2023 | $89,500 (-) Land $13,900 Building $75,600 | $89,500 (-) Land $13,900 Building $75,600 | |
| 2022 | $570.00 | $89,500 Land $13,900 Building $75,600 | $89,500 Land $13,900 Building $75,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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