34 Lake Rd, Winchester, OH 45697 Property Records

Adams County property record for 34 Lake Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2013)
Tax Bill	$743 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-00-00-020.012`

Property Details

APN / Parcel Number

Primary APN	`088-00-00-020.012`
Alternative APNs	`F08-001-00-244-55` `000005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	552 sqft
Deck Area	100 sqft
Shed	1 Shed
Canopy	200 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	000005000
Old Parcel Number	0880000020.012
Street Address	34 LAKE RD
City	WINCHESTER
State	OH
Zip	45697-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 5.00000 533 798 E FK EAG T HILL
Jurisdiction	ADAMS OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2090
Census Tract	770301

Owner

Source: Adams County assessment roll, APN 088-00-00-020.012, as of August 2, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	34 LAKE RD, WINCHESTER, OH 45697-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2013 · Amount on Record
Deed Sale	Jan 07, 2013 · Amount on Record
Deed Document Number	18
Deed Book / Page	0407 / 0020
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	34 LAKE RD, WINCHESTER, OH 45697-7501
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000570/664
Date	May 12, 2021
Book Page	570/664
Instrument	202100001729

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 01, 2031

Tax Assessment & Valuation

Source: Adams County assessment roll as of August 2, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Liberty Township
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (-4.38%) Homeowner's exemption	$31,820 (-) Land $9,310 Building $22,510	$90,900 (-) Land $26,600 Building $64,300
2023		$31,820 Land $9,310 Building $22,510
2022	$777.00		$90,900 Land $26,600 Building $64,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (39001C), as of December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 5 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cincinnati Bell Fixed Wireless	100 / 20
Southern Ohio Communication Services Fixed Wireless	100 / 10

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0100012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.