34 Lake Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 34 Lake Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,444 sqft · built 1930
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,900 (Sep 2020)
Tax Bill	$9,821 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00079-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`37-00079-0000-00011`
Alternative APNs	`3700139300029` `370007900011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
1st Floor Area	794 sqft
Upper Floors Area	650 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Tudor
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Patio Area	400 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	3700139300029
Street Address	34 LAKE DR
City	OCEAN
State	NJ
Zip	07712-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Subdivision	INTERLAKEN ESTATES
Legal Block	79
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	4
Census Block	4006
Census Tract	806600

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 LAKE DR, OCEAN, NJ 07712-4247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Dec 9, 2016	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	2020107782
Deed Book / Page	9442 / 7435
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 22, 2020
Property Address	34 LAKE DR, OCEAN, NJ 07712-4247
Document Number	0000107782
Book / Page	009442 / 007435
Instrument Date	Aug 28, 2020
Instrument	107782
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 LAKE DR OCEAN NJ 077124247, OCEAN, NJ 07712-4247

Mortgage

Document Number	107783
Date	Sep 22, 2020
Book Page	009442/007441
Instrument	107783

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	34 LAKE DR, OCEAN, NJ 07712-4247
Document Number	0000000825
Book / Page	009205 / 007829
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	HUNTER TITLE AGENCY, HUNTER TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 LAKE DR OCEAN NJ 077124247, OCEAN, NJ 07712-4247

Mortgage

Document Number	0000000825
Date	Jan 4, 2017
Book Page	009205/007829
Instrument	825

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$793,100 (+11.36%) Land $491,700 Building $301,400	$793,100 (+11.36%) Land $491,700 Building $301,400
2025	$9,821.00 (+0.12%)	$712,200 (+8.24%) Land $456,700 Building $255,500	$712,200 (+8.24%) Land $456,700 Building $255,500
2024	$9,809.00 (-1.8%)
2023		$658,000 Land $415,200 Building $242,800	$658,000 Land $415,200 Building $242,800
2022	$9,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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