34 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 34 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,733 sqft · built 2004
Lot Size	0.035 acres (1,528 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2022)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-079`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-079`
Alternative APN	`1930403025`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,733 sqft
Gross Area	2,467 sqft
1st Floor Area	734 sqft
2nd Floor Area	999 sqft

Exterior

Year Built	Built 2004
Exterior Material	Frame Siding
Lot Area	1,528 sqft (0.035 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Old Parcel Number	1930403025
Street Address	34 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0000481 NELY 23.87FT SWLY 59.86FT LT 15 WINDING CREEK OF ALGONQUIN UNIT 2
Legal Subdivision	WINDING CRK/ALGONQUIN 02
Legal Lot Number	15
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 KELSEY CT, ALGONQUIN, IL 60102-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage C & R MORTGAGE
Aug 31, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 4, 2022
Property Address	34 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000000481
Map Reference	DOC 2003R0077181
Instrument Date	Dec 13, 2021
Instrument	2022R0000481
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 KELSEY CT, 34, ALGONQUIN, IL 60102-6810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KELSEY CT, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000000482
Date	Jan 4, 2022
Instrument	2022R0000482

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 31, 2017
Property Address	34 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000032370
Instrument Date	Aug 24, 2017
Instrument	32370
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	32371
Date	Aug 31, 2017
Instrument	32371

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,371 Land $14,925 Building $68,446	$250,113 Land $44,775 Building $205,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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