34 Karat Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 34 Karat Path, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,241 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$225,400 (Sep 2006)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7065-00570-0100`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7065-00570-0100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,241 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	2,241 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34 KARAT PATH
City	PALM COAST
State	FL
Zip	32164-5670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 65 BLOCK 00057 LOT 0010 SUBDIVISION COMPLETION YEAR 1983 OR 553 PG 1539 OR 790 PG 488 OR 1142 PG 1546 OR 1484 PG 1763 OR 1494 PG 467-CD OR 1727/1692
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	57
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2024
Census Tract	60208

Owner

34 Karat Path is owned and occupied by an individual who acquired it in June 2009.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	34 KARAT PATH, PALM COAST, FL 32164-5670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2006 · Amount on File
Deed Sale	Sep 14, 2006 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	200647096
Deed Book / Page	1484 / 1763
Last Transfer Date	Jun 3, 2009
Transfer Doc	0017271692
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	34 KARAT PATH, PALM COAST, FL 32164-5670
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023321258
Date	Jan 29, 2019
Book Page	2332/1258
Instrument	2019003263

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 34 Karat Path was $1,919 with a homeowner's exemption, up 2.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+2.84%) Homeowner's exemption	$148,741	$291,298 Land $51,000 Building $240,298
2024	$1,866.00 (+3.21%)
2023	$1,808.00 (+1.63%) Homeowner's exemption	$140,339 (+3%)	$289,802 (+5.32%) Land $42,000 Building $247,802
2022	$1,779.00 Homeowner's exemption	$136,252	$275,159 Land $45,000 Building $230,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Karat Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	4 (2001–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2019
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Karat Path is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20