Bergen County and Waldwick Borough property record for 34 John Dow Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,659 sqft · built 1950 |
| Lot Size | 0.567 acres (24,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Mar 2020) |
| Tax Bill | $21,169 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00135-0000-00005-02 |
| Primary APN | 64-00135-0000-00005-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,659 sqft Living Area |
| 1st Floor Area | 2,659 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 24,699 sqft (0.567 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 6400135000000005B |
|---|---|
| Street Address | 34 JOHN DOW AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .567 6.01 |
| Legal Subdivision | BOROUGH/WALDWICK |
| Legal Block | 135 |
| Legal Lot Number | 5.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 56200 |
34 John Dow Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC |
| Dec 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Mar 2, 2020 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 5, 2019 | Grant Deed, Transfer BERKSHIRE ABSTRACT AND TITLE AGENCY, BERKSHIRE ABST & TITLE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on File |
| Deed Sale | Mar 2, 2020 · Amount on File |
| Prior Sale | Feb 5, 2019 · Amount on File |
| Deed Document Number | 202024391 |
| Deed Book / Page | 3525 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 6, 2026 |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0000030187 |
| Book / Page | 5789 / 1535 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202630187 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0000030187, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 5789/1535 |
| Instrument | 202630187 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0056891976 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5689/1976 |
| Instrument | 2025090897 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0056051704 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 5605/1704 |
| Instrument | 2025065058 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050791693 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 5079/1693 |
| Instrument | 2023059797 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0037480084 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 3748/84 |
| Instrument | 20-098014 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 2, 2020 |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0035250132 |
| Book / Page | 3525 / 132 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 20-024391 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 W STATE ST, 208, TRENTON, NJ 08608-1007 |
| Name | Verified Name |
|---|---|
| Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0020024392 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 20-024392 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 5, 2019 |
| Property Address | 34 JOHN DOW AVE, WALDWICK, NJ 07463-1409 |
| Document Number | 0031712014 |
| Book / Page | 003171 / 002014 |
| Instrument Date | Dec 8, 2018 |
| Instrument | 8364 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | BERKSHIRE ABSTRACT AND TITLE AGENCY, BERKSHIRE ABST & TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 34 JOHN DOW AVE WALDWICK NJ 074631409, WALDWICK, NJ 07463-1409 |
The 2025 property tax bill for 34 John Dow Ave was $21,169, up 3.4% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $922,400 (-) Land $377,700 Building $544,700 | $922,400 (-) Land $377,700 Building $544,700 | |
| 2025 | $21,169.00 (+3.38%) | $922,400 Land $377,700 Building $544,700 | $922,400 Land $377,700 Building $544,700 |
| 2024 | $20,477.00 | ||
| 2023 | $714,200 Land $323,400 Building $390,800 | $714,200 Land $323,400 Building $390,800 | |
| 2022 | $20,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 John Dow Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 John Dow Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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