Middlesex County and Reading Town property record for 34 John Carver Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,514 sqft · built 1941 |
| Lot Size | 0.269 acres (11,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $534,049 (Jul 2013) |
| Tax Bill | $9,853 (2026) |
| Deeds & Mortgages | May 2024 Refinance Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0236.0 |
| Primary APN | READ M:027.0-0000-0236.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| Gross Area | 4,123 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,735 sqft (0.269 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1120000000130 |
|---|---|
| Street Address | 34 JOHN CARVER RD |
| City | READING |
| State | MA |
| Zip | 01867-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 334300 |
34 John Carver Rd is owned and occupied by two individuals who bought it in July 2013.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 JOHN CARVER RD, READING, MA 01867-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2013 · Amount on File |
| Deed Sale | Jul 9, 2013 · Amount on File |
| Prior Sale | May 12, 2003 · Amount on File |
| Deed Book / Page | 62206 / 191 |
| Transfer Doc | 062206-191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 JOHN CARVER RD, READING, MA 01867-2026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082817-185 |
|---|---|
| Date | May 29, 2024 |
| Book Page | 82817/185 |
| Instrument | 55262 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 JOHN CARVER RD, READING, MA 01867-2026 |
| Document Number | 73541-470 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34 JOHN CARVER RD READING MA 018672026, READING, MA 01867-2026 |
| Document Number | 73541-470 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 073541/000470 |
| Instrument | 166916 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 JOHN CARVER RD, READING, MA 01867-2026 |
| Document Number | 69947-75 |
| Book / Page | 069947 / 000075 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69947-75 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 069947/000075 |
| Instrument | 151171 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 34 John Carver Rd was $9,853, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,853.00 (+1.52%) | $899,000 (+5.5%) Land $515,400 Building $383,600 | $957,456 (+2.29%) |
| 2025 | $9,705.00 (+1.16%) | $852,100 (+4.09%) Land $488,500 Building $363,600 | $936,035 (-3.23%) |
| 2024 | $9,594.00 (+3.26%) | $818,600 (+10.92%) Land $469,300 Building $349,300 | $967,290 |
| 2023 | $9,291.00 | $738,000 Land $423,100 Building $314,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 John Carver Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 34 John Carver Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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