Bergen County and Ramsey Borough property record for 34 Jean St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,130 sqft · built 1959 |
| Lot Size | 0.421 acres (18,339 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Oct 2023) |
| Tax Bill | $25,672 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02201-0000-00031 |
| Primary APN | 48-02201-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,130 sqft Living Area |
| 1st Floor Area | 3,130 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 18,339 sqft (0.421 acres) |
| Lot Dimensions | 120 ft deep x 153 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 34 JEAN ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 0.421AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 2201 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Dec 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 23, 2023 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Sep 1, 2023 | Deed, Transfer GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Sep 1, 2023 · Amount on Record |
| Deed Document Number | 202369605 |
| Deed Book / Page | 5110 / 1954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Document Number | 0057180505 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 5718/505 |
| Instrument | 2026008044 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 8 ASPEN TER, NORTH HALEDON, NJ 07508-3128 |
| Document Number | 0051451946 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 5145/1946 |
| Instrument | 2023081026 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 23, 2023 |
| Property Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Document Number | 0051101954 |
| Book / Page | 5110 / 1954 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023069605 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 GREAT HALL RD, MAHWAH, NJ 07430-2593 |
| Name | Verified Name |
|---|---|
| Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Investor | Possibly a Property Investor |
| Document Number | 2023069606 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023069606 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 1, 2023 |
| Property Address | 34 JEAN ST, RAMSEY, NJ 07446-1727 |
| Document Number | 0050721776 |
| Book / Page | 5072 / 1776 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023057558 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 DONNER CT, MAHWAH, NJ 07430-2991 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 GREAT HALL ROAD, RAMSEY, NJ 07446 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,156,700 (-7.23%) Land $325,300 Building $831,400 | $1,156,700 (-7.23%) Land $325,300 Building $831,400 | |
| 2025 | $25,672.00 (+84.86%) | $1,246,800 (+153.36%) Land $300,300 Building $946,500 | $1,246,800 (+153.36%) Land $300,300 Building $946,500 |
| 2024 | $13,887.00 (+7.59%) | ||
| 2023 | $492,100 (-) Land $271,100 Building $221,000 | $492,100 (-) Land $271,100 Building $221,000 | |
| 2022 | $12,907.00 (+1.15%) | $492,100 Land $271,100 Building $221,000 | $492,100 Land $271,100 Building $221,000 |
| 2021 | $12,760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2005–2011) |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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