Suffolk County and Riverhead Town property record for 34 Howard St, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,384 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Mar 2015) |
| Tax Bill | $11,716 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 33.-1-30 |
| Primary APN | 473000 33.-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 1,264 sqft |
| 2nd Floor Area | 1,120 sqft |
| Upper Floors Area | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 40 |
|---|---|
| Street Address | 34 HOWARD ST |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 169701 |
34 Howard St is owned and occupied by an individual who bought it in March 2015.
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 HOWARD ST, WADING RIVER, NY 11792-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2015 · Amount on File |
| Deed Sale | Mar 4, 2015 · Amount on File |
| Deed Book / Page | 12809 / 57 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 34 HOWARD ST, WADING RIVER, NY 11792-1814 |
| Document Number | 0231420318 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 34 HOWARD ST WADING RIVER NY 117921814, WADING RIVER, NY 11792-1814 |
| Document Number | 0231420318 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 023142/000318 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,300 Land $10,300 Building $53,000 | $775,735 Land $126,225 Building $649,510 | |
| 2024 | $11,716.00 | ||
| 2023 | $59,800 Land $10,300 Building $49,500 | $643,703 Land $110,872 Building $532,831 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Howard St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
May also be available: T-Mobile.
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