34 Howard St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 34 Howard St, Salem, MA 01970 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1850
Square Footage1,502 sqft Living Area
Lot Size2,474 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2016)
Tax Bill$7,572.00 (2025)

Property Details

APN / Parcel Number

Primary APNSALE M:35 L:0142

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,502 sqft Living Area
Gross Area3,004 sqft Gross Area
Basement Area1,088 sqft Basement
Unfinished Basement1,088 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,474 sqft (0.057 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address34 HOWARD ST
CitySALEM
StateMA
Zip01970-3813
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionWEST MEADOW MILL
Legal Lot Number142
JurisdictionSALEM MA
Minor Civil DivisionSALEM
Census Blockgroup2
Census Block2007
Census Tract204400

Owner

Source: Essex County and Salem City records · APN SALE M:35 L:0142

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address34 HOWARD ST, SALEM, MA 01970-3813
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Deed of Trust, Mortgage · Stand Alone Refinance
FIGURE LENDING LCC
Feb 18, 2022Deed of Trust, Mortgage · Stand Alone Refinance
PENTAGON FCU
Dec 02, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 21, 2020Deed of Trust, Mortgage · Stand Alone Refinance
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2016 · Amount on Record
Deed SaleSep 29, 2016 · Amount on Record
Prior SaleNov 29, 2012 · Amount on Record
Deed Book / Page35307 / 70
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address34 HOWARD ST, SALEM, MA 01970-3813
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040835-130
DateApr 01, 2022
Book Page40835/130
Instrument20220401000540
Lender
NameFIGURE LENDING LCC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address34 HOWARD ST, SALEM, MA 01970-3813
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040735-536
DateFeb 18, 2022
Book Page40735/536
Instrument20220218000280
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address34 HOWARD ST, SALEM, MA 01970-3813
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043101-583
DateDec 02, 2025
Book Page43101/583
Instrument20251202000510
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2055

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM MA
Property Address34 HOWARD ST, SALEM, MA 01970-3813
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38278-69
DateFeb 21, 2020
Book Page38278/69
Instrument20200221001160
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 01, 2040

Tax Assessment & Valuation

Source: Essex County and Salem City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalitySalem City
Unified School DistrictSalem School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,572.00 (+3.33%)$667,700 (+5.88%) Land $192,200 Building $475,500$730,930
2024$7,328.00 (+3.02%)$630,600 (+10.9%) Land $182,700 Building $447,900
2023$7,113.00$568,600 Land $168,600 Building $400,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Salem Common Historic District
listed 1976 · 263 contributing resources · NRIS 76000303

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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