34 Howard Ave, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 34 Howard Ave, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,573 sqft · built 1895
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,500 (Dec 2020)
Tax Bill	$2,940 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale & Mortgage
APN	`2.-081-15`

Property Details

APN / Parcel Number

Primary APN	`2.-081-15`
Alternative APNs	`480111203400030210000000` `164801 112.34-3-21`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,573 sqft Living Area
1st Floor Area	871 sqft
2nd Floor Area	702 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-081-15
Street Address	34 HOWARD AVE
City	MALONE
State	NY
Zip	12953-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECC BLOCK311 LOT29
Legal Block	3
Legal Lot Number	21.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	3
Census Block	3000
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 HOWARD AVE, MALONE, NY 12953-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage CROSSCOUNTRY MTG
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Jun 1, 2000 · Amount on Record
Deed Document Number	20205269
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	34 HOWARD AVE, MALONE, NY 12953-2009
Document Number	0000005270
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 CHANEY AVE TUPPER LAKE NY 129861802, TUPPER LAKE, NY 12986-1802

Mortgage

Document Number	0000005270
Date	Dec 4, 2020
Instrument	5270

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 4, 2020
Property Address	34 HOWARD AVE, MALONE, NY 12953-2009
Document Number	0000005269
Instrument Date	Nov 13, 2020
Instrument	2020-5269
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CHANEY AVE, TUPPER LAKE, NY 12986-1802

Mortgage

Document Number	0020505270
Date	Dec 4, 2020
Instrument	2050-5270

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,940.00 (-1.14%)
2025	$2,974.00	$53,800 (-) Land $6,600 Building $47,200	$99,630 (+11.11%) Land $12,222 Building $87,408
2023		$53,800 Land $6,600 Building $47,200	$89,667 Land $11,000 Building $78,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

Nearby Properties on Howard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures