34 Heritage Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 34 Heritage Ct, Annapolis, MD 21401

Property Summary

Property Type	Condominium
Details	1.5 ba · 960 sqft · built 1973
Owner	2 Trust Names on File
Last Sale	$260,000 (Oct 2025)
Tax Bill	$2,834 (2026)
Deeds & Mortgages	Jun 2026 Sale Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-360-90028554`

Property Details

APN / Parcel Number

Primary APN	`06-360-90028554`
Alternative APNs	`6-360-90028554` `36090028554`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
Utility Area	32 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	36090028554
Street Address	34 HERITAGE CT
City	ANNAPOLIS
State	MD
Zip	21401-4227
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	UNIT 80 BLDG 9 SC 2 HILLTOP VILLAGE CONDO
Legal Subdivision	HILLTOP VILLAGE CONDO
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	706500

Owner

34 Heritage Ct, a condominium, is held in a trust since October 2025.

Source: Anne Arundel County records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	469 EDGEWATER RD, PASADENA, MD 21122-5621
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer HARBOR CITY RESEARCH INC, HARBOR CITY RESEARCH
Oct 23, 2025	Deed, Transfer EAGLE TITLE
Dec 2, 2022	Special Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
May 28, 2019	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Book / Page	41759 / 373
Last Transfer Date	Oct 29, 2025
Transfer Doc	4246000200
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 22, 2026
Property Address	34 HERITAGE CT, ANNAPOLIS, MD 21401-4227
Document Number	4246000200
Book / Page	42467 / 200
Instrument Date	Oct 29, 2025
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	HARBOR CITY RESEARCH INC, HARBOR CITY RESEARCH

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	469 EDGEWATER RD, PASADENA, MD 21122-5621

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 23, 2025
Property Address	34 HERITAGE CT, ANNAPOLIS, MD 21401-4227
Document Number	0417590373
Book / Page	41759 / 373
Map Reference	MB 19 PG 1-12
Instrument Date	Oct 17, 2025
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	469 EDGEWATER RD, PASADENA, MD 21122-5621

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 2, 2022
Property Address	34 HERITAGE CT, ANNAPOLIS, MD 21401-4227
Document Number	0393070369
Book / Page	39307 / 369
Map Reference	MB 19 PG 1-12
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	VERUS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 HERITAGE CT, ANNAPOLIS, MD 21401-4227

Mortgage

Document Number	0039307376
Date	Dec 2, 2022
Instrument	39307/376

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 28, 2019
Property Address	34 HERITAGE CT, ANNAPOLIS, MD 21401-4227
Document Number	0331730119
Book / Page	33173 / 119
Map Reference	MB 19 PG 1-12
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,811.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 HERITAGE CT # 80, 80, ANNAPOLIS, MD 21401-4227

Mortgage

Document Number	33173127
Date	May 28, 2019
Instrument	33173/127

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 34 Heritage Ct was $2,834, up 16.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,834.00 (+16.34%)	$198,600 (+9.08%) Land $60,000 Building $138,600	$198,600 (-) Land $60,000 Building $138,600
2025	$2,436.00 Homeowner's exemption	$182,067	$198,600 Land $60,000 Building $138,600
2023	$2,139.00 Homeowner's exemption	$149,000 Land $60,000 Building $89,000	$149,000 Land $60,000 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Heritage Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Heritage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Heritage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures