34 Hemlock Ter, Ocala, FL 34472 Property Records

Marion County property record for 34 Hemlock Ter, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1996
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$90,400 (Aug 2019)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9021-0423-14`

Property Details

APN / Parcel Number

Primary APN	`9021-0423-14`
Alternative APNs	`2399741000` `2399741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Exterior Material	Other
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	244 sqft
Patio Area	106 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	34 HEMLOCK TER
City	OCALA
State	FL
Zip	34472-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 31 TWP 15 RGE 23 PLAT BOOK J PAGE 169 SILVER SPRINGS SHORES UNIT 21 BLK 423 LOT 14
Legal Range	23E
Legal Township	15S
Legal Section	31
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	423
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2023
Census Tract	1209

Owner

Source: Marion County records · APN 9021-0423-14

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 HEMLOCK TER, OCALA, FL 34472-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2019 · Amount on Record
Deed Sale	Aug 06, 2019 · Amount on Record
Deed Document Number	201982513
Deed Book / Page	7018 / 71
Last Transfer Date	May 29, 2020
Transfer Doc	0072050528
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	34 HEMLOCK TER, OCALA, FL 34472-9441
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071151772
Date	Jan 15, 2020
Book Page	7115/1772
Instrument	2020004987

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Feb 01, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Jun 11, 2020
Property Address	34 HEMLOCK TER, OCALA, FL 34472-9441
Document Number	0072050528
Book / Page	007205 / 000528
Instrument Date	May 29, 2020
Instrument	59282
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3921 SW 6TH AVE OCALA FL 344718414, OCALA, FL 34471-8414

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	34 HEMLOCK TER, OCALA, FL 34472-9441
Document Number	0071151785
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 04, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 HEMLOCK TER OCALA FL 344729441, OCALA, FL 34472-9441

Mortgage

Document Number	0071151785
Date	Jan 15, 2020
Book Page	007115/001785
Instrument	4988

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (+31.65%) Homeowner's exemption Disabled Person's exemption	$79,969 (+5.99%)	$190,791 (+3.62%) Land $23,500 Building $167,291
2023	$834.00 (-6.29%) Homeowner's exemption	$75,451 (+3%) Land $23,000 Building $52,451	$184,122 (+18.74%) Land $23,000 Building $161,122
2022	$890.00 Homeowner's exemption Disabled Person's exemption	$73,253	$155,059 Land $16,000 Building $139,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 293 locations within half a mile of this property.

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