34 Hemingway Ln, Freeport, FL 32439 Property Records

Walton County property record for 34 Hemingway Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,941 sqft · built 2015
Lot Size	0.196 acres (8,527 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (May 2021)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	Dec 2021 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23070-000-0030`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23070-000-0030`
Alternative APN	`17-119-23070-000-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,941 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,527 sqft (0.196 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34 HEMINGWAY LN
City	FREEPORT
State	FL
Zip	32439-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 3 PASSAGES AT HAMMOCK BAY PB 17-59 OR 288-3031 OR 2986-403 OR 3198-476 OR 3229-2125
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

34 Hemingway Ln is owned and occupied by two individuals who acquired it in December 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	34 HEMINGWAY LN, FREEPORT, FL 32439-2293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Intrafamily Transfer, Transfer
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	202124525
Deed Book / Page	3198 / 476
Last Transfer Date	Dec 14, 2021
Transfer Doc	0032292125
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2021
Property Address	34 HEMINGWAY LN, FREEPORT, FL 32439-2293
Document Number	0032292125
Book / Page	3229 / 2125
Map Reference	MB 17 PG 59
Instrument Date	Dec 14, 2021
Instrument	20210061471
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 HEMINGWAY LN, FREEPORT, FL 32439-2293

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 17, 2021
Property Address	34 HEMINGWAY LN, FREEPORT, FL 32439-2293
Document Number	0031980476
Book / Page	3198 / 476
Map Reference	MB 17 PG 59
Instrument Date	Apr 30, 2021
Instrument	20210024525
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25, FREEPORT, FL 32439-0025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 KILLAMEY CT, OSHKOSH, WI 54904

Mortgage

Document Number	0003198478
Date	May 17, 2021
Instrument	3198/478

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 34 Hemingway Ln was $3,974 with a homeowner's exemption, down 5.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,974.00 (-5.74%) Homeowner's exemption	$353,184 Land $50,000 Building $303,184	$353,184 Land $50,000 Building $303,184
2024	$4,216.00 (+3.64%)
2023	$4,068.00 (+5.33%) Homeowner's exemption	$371,291 (+9.91%) Land $40,535 Building $330,756	$371,291 (+9.91%) Land $40,535 Building $330,756
2022	$3,862.00 Homeowner's exemption	$337,821 Land $44,994 Building $292,827	$337,821 Land $44,994 Building $292,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Hemingway Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Hemingway Ln is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hemingway Ln

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