34 Harding St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 34 Harding St, Pawtucket, RI 02861

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,976 sqft · built 1940
Lot Size0.123 acres (5,340 sqft)
OwnerIndividual Name on File
Last Sale$214,000 (Sep 2008)
Tax Bill$5,122 (2025)
Deeds & MortgagesNov 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPAWT M:11 L:0527

Property Details

APN / Parcel Number

Primary APNPAWT M:11 L:0527
Alternative APN
  • 110527

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area3,034 sqft
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,340 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number110527
Street Address34 HARDING ST
CityPAWTUCKET
StateRI
Zip02861-1910
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRT
Legal Lot Number527
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3010
Census Tract15600

Owner

34 Harding St, a duplex, is owned and occupied by an individual who bought it in September 2008.

Source: Pawtucket City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address34 HARDING ST, PAWTUCKET, RI 02861-1910
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2008 · Amount on File
Deed SaleSep 4, 2008 · Amount on File
Deed Book / Page3057 / 322
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address34 HARDING ST, PAWTUCKET, RI 02861-1910
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4790-283
DateNov 24, 2021
Book Page4790/283
Instrument109
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 34 Harding St was $5,122.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,122.00$389,500 Land $123,600 Building $265,900$447,616
2023$4,492.00 (+2.16%)$265,200 (-) Land $77,300 Building $187,900
2022$4,397.00$265,200 Land $77,300 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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