34 Handel Ln, Cincinnati, OH 45218 Property Records

Hamilton County property record for 34 Handel Ln, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2021)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`597-0031-0056-00`

Property Details

APN / Parcel Number

Primary APN	`597-0031-0056-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	875 sqft
2nd Floor Area	875 sqft
Basement Area	875 sqft
Finished Basement	450 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 68.2 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	176 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	34 HANDEL LN
City	CINCINNATI
State	OH
Zip	45218-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANDEL LANE 68.19 X 122.35 IRR LOT 56 BEECHWOOD EST SUB BLK D
Legal Subdivision	BEECHWOOD EST SUB
Legal Block	D
Legal Lot Number	56
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	4
Census Block	4012
Census Tract	22000

Owner

34 Handel Ln is owned and occupied by two individuals who bought it in September 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 HANDEL LN, CINCINNATI, OH 45218-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
May 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Deed Document Number	2021108852
Deed Book / Page	14499 / 844
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	0000108850
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 10, 2021
Property Address	34 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000108852
Book / Page	14499 / 844
Map Reference	MB 91 PG 14&15
Instrument Date	Jul 28, 2021
Instrument	2021-0108852
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	34 HANDEL LN, CINCINNATI, OH 45218-1212

Mortgage

Document Number	0000108853
Date	Sep 10, 2021
Instrument	2021-0108853

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2021
Property Address	34 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000060290
Book / Page	14418 / 1516
Map Reference	MB 91 PG 14&15
Instrument Date	Feb 5, 2021
Instrument	2021-0060290
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 AVENELL LN, CINCINNATI, OH 45218-1337

Tax Assessment & Valuation

The 2025 property tax bill for 34 Handel Ln was $5,014 with a homeowner's exemption, up 8.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (+8.13%) Homeowner's exemption	$79,437 (+%) Land $11,036 Building $68,401	$226,960 Land $31,530 Building $195,430
2024	$4,637.00 (+13.01%) Homeowner's exemption	$79,436 (+5.56%) Land $11,035 Building $68,401
2023	$4,103.00 (-1.39%) Homeowner's exemption	$75,249 (+50.61%) Land $11,035 Building $64,214	$226,960 Land $31,530 Building $195,430
2022	$4,161.00 Homeowner's exemption	$49,963 Land $10,717 Building $39,246
2020			$142,750 Land $30,620 Building $112,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Handel Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Handel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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