34 Gloucester Rd, Berlin, MD 21811 Property Records

Worcester County property record for 34 Gloucester Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,970 sqft · built 2002
Lot Size	0.264 acres (11,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,001 (Jun 2022)
Tax Bill	$3,813 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`03-065618`

Property Details

APN / Parcel Number

Primary APN	`03-065618`
Alternative APN	`065618`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,970 sqft Total Area
Utility Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,482 sqft (0.264 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	342 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	065618
Street Address	34 GLOUCESTER RD
City	BERLIN
State	MD
Zip	21811-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-128 11482 SQ FT GLOUCESTER PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	128
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1013
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 GLOUCESTER RD, BERLIN, MD 21811-1584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Book / Page	8400 / 181
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0081380411
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 6, 2022
Property Address	34 GLOUCESTER RD, OCEAN PINES, MD 21811-1584
Document Number	0084000181
Book / Page	8400 / 181
Map Reference	MB FWH19 FO 7
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	NOT AVAILABLE, CSMB LLC DBA EASTERN TTL & S

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 GLOUCESTER RD, 34, BERLIN, MD 21811-1584

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0008400188
Date	Jun 6, 2022
Instrument	8400-188

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Aug 10, 2021
Property Address	34 GLOUCESTER RD, OCEAN PINES, MD 21811-1584
Document Number	0081380411
Book / Page	8138 / 411
Map Reference	MB FWH19 FO 7
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,813.00 (+6.9%)	$413,167 (+6.89%)	$439,800 (-) Land $82,700 Building $357,100
2025	$3,567.00 (+8.85%)	$386,533 (+12.86%)	$439,800 (+22.2%) Land $82,700 Building $357,100
2023	$3,277.00	$342,500	$359,900 Land $82,700 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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