34 Ginn Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 34 Ginn Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,445 sqft · built 2021
Lot Size	0.393 acres (17,115 sqft)
Owner	Individual Name on Record
Last Sale	$2,360,000 (Nov 2021)
Tax Bill	$29,957 (2026)
Deeds & Mortgages	Nov 2021 Sale May 2021 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`WINC M:016 B:0043 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:016 B:0043 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	6,445 sqft Living Area
Gross Area	9,031 sqft
Basement Area	2,172 sqft
Unfinished Basement	652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,115 sqft (0.393 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	34 GINN RD
City	WINCHESTER
State	MA
Zip	01890-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	43
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2010
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 GINN RD, WINCHESTER, MA 01890-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Quit Claim Deed, Transfer
May 27, 2021	Deed of Trust, Mortgage · Construction Mortgage NORTHMARK BANK
Apr 23, 2021	Quit Claim Deed, Construction Loan · Construction Mortgage NORTHMARK BANK
Mar 12, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	2021258943
Deed Book / Page	79247 / 129
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Nov 30, 2021
Property Address	34 GINN RD, WINCHESTER, MA 01890-2607
Document Number	079247-129
Book / Page	79247 / 129
Instrument Date	Nov 22, 2021
Instrument	258943
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GINN RD, WINCHESTER, MA 01890-2607

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	34 GINN RD, WINCHESTER, MA 01890-2607
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77880-281
Date	May 27, 2021
Book Page	77880/281
Instrument	120959

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 23, 2021
Property Address	34 GINN RD, WINCHESTER, MA 01890-2607
Document Number	77591-166
Book / Page	77591 / 166
Instrument Date	Apr 23, 2021
Instrument	92035
Transaction Type	Construction Loan
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 DANA AVE, WINCHESTER, MA 01890-1009

Mortgage

Document Number	92036
Date	Apr 23, 2021
Instrument	92036

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Mar 12, 2021
Property Address	34 GINN RD, WINCHESTER, MA 01890-2607
Document Number	77213-467
Book / Page	77213 / 467
Instrument Date	Mar 6, 2021
Instrument	56078
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GINN RD, WINCHESTER, MA 01890-2607

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Sep 29, 2017
Property Address	34 GINN RD, WINCHESTER, MA 01890-2607
Document Number	70004-241
Book / Page	070004 / 000241
Instrument Date	Sep 25, 2017
Instrument	157840
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 LOWELL ST ANDOVER MA 018102930, ANDOVER, MA 01810-2930

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,957.00 (+10,159.25%)	$2,703,700 (+2.34%) Land $957,100 Building $1,746,600	$3,199,921 (+12.84%)
2025	$292.00 (-98.95%)	$2,641,800 (+7.68%) Land $957,100 Building $1,684,700	$2,835,750
2024	$27,797.00 (+2.54%)	$2,453,400 (+6.79%) Land $888,700 Building $1,564,700
2023	$27,109.00	$2,297,400 Land $786,200 Building $1,511,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 47 condo units
Nearby Flood Claims	11 (1978–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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