34 Gaylor St, Valley, AL 36854 Property Records

Chambers County property record for 34 Gaylor St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,780 sqft · built 1993
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-09-30-1-003-026.002`

Property Details

APN / Parcel Number

Primary APN	`12-18-09-30-1-003-026.002`
Alternative APNs	`1809301003026002` `15215`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft
Deck Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	15215
Street Address	34 GAYLOR ST
City	VALLEY
State	AL
Zip	36854-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1018'(S) N OF & 547'(S) E OF SW COR OF SW1/4 OF NE1/4,RUN NW'LY275',NW'LY37' TO MARION STREET, NE'LY ALONG STREET76'(S),S
Legal Range	29
Legal Township	21
Legal Section	30
Legal Subdivision	SURVEY FOR SAMMY C AND DIANE C OSBORNE
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2039
Census Tract	954700

Owner

Source: Chambers County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 GAYLOR ST, VALLEY, AL 36854-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	34 GAYLOR ST, VALLEY, AL 36854-4309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 GAYLOR ST, VALLEY, AL 36854-4309

Mortgage

Document Number	2020/3565
Date	Sep 8, 2020
Book Page	2020/3565

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,592 (+175.65%) Land $1,920 Building $43,672	$227,960 (+37.85%) Land $9,600 Building $218,360
2023	Additional exemption filed	$16,540 Land $1,060 Building $15,480	$165,370 Land $10,500 Building $154,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20